12725 212TH TERRACE, O'BRIEN, FL, 32071
Active3 days on marketListed Jul 21, 2026MLS #O6427001
About this home
12725 212TH TERRACE
Opportunity awaits on over 4 beautiful acres in the peaceful countryside of O’Brien, Florida. Tucked away on a deep 4.07-acre wooded lot with paved road access, this property offers privacy, space, and endless potential for the right buyer looking to create their own rural retreat. The1,490 square foot mobile home features 3 bedrooms and 3 bathrooms with a functional layout and plenty of room to reimagine. This is a fixer-upper and will require repairs and updates, making it an excellent opportunity for investors, handymen, or Homesteaders looking for affordable acreage with room to grow. Surrounded by mature trees and natural beauty, the property also includes two out-buildings offering additional storage, workshop space, or hobby potential. The deep, rectangular lot provides flexibility for gardening, animals, recreational vehicles, or simply enjoying wide-open space and country living. Located in Suwannee County, O’Brien is known for its quiet rural lifestyle, natural springs, and outdoor recreation. Enjoy easy access to the Suwannee River, nearby freshwater springs, boating, fishing, kayaking, and some of North Florida’s best hunting and nature areas. While offering a peaceful country setting, the property is still within reach of Live Oak, Branford, and Lake City for shopping, dining, and everyday conveniences. Whether you are searching for a renovation project, investment opportunity, weekend getaway, or future homestead, this property is packed with potential and ready for its next chapter.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,495
Sqft
4.07 ac
Lot size
1990
Year built
One
Levels
$84
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,075 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,075/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs O'brien actives
$84 vs $250
Days on market
3 vs 107 typical
Where $84/sqft sits among the 6 O'brien actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'brien
Get to know O'brien. See the full O'brien guide →
O'BRIEN 32071 — neighborhood snapshot
Population
3,550
Median age
43.2
Median income
$49,563
Median home value
$136,100
Avg household
2.69
Households w/ children
267
The numbers that matter
The O'brien market
$289K → $230K
O'brien median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
1 of 6
O'brien actives have cut their price
Median sold price, O'brien, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the O'BRIEN 32071 median. See the full O'brien market guide →
Paper trail
This home's history
Reality check
What actually sold near 12725 212TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$230,000
22215 135TH COURT
3 bd · 3 ba · 4,102 sqft · $56/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12725 212TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12725 212TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12725 212TH TERRACE FAQs
What would the monthly payment be for 12725 212TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,075/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12725 212TH TERRACE?+
The most recent tax bill on record (2025) was $1,490. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in O'brien?+
At $125,000, this home is listed about 63% below the O'brien median of $339,950. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the O'BRIEN 32071 market on paper
$125,000 is 17% below the O'BRIEN 32071 median of $150,000, and at $84/sqft it sits under the O'brien average of $278.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a O'brien market that averages 107 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of CONCORD INTERNATIONAL REALTY · Edward Prikryl, Jr. MLS #O6427001.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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