David Ramirez
$349,9903 bd2.5 ba1,489 sqft$235 /sqft$2,656 /mo all-in ↓

2249 RITA LANE, KISSIMMEE, FL, 34744

Active13 days on marketListed Jul 21, 2026MLS #O6426942

Priced 8% below the KISSIMMEE 34744 medianNew constructionTownhouseFISH LAKE COVE

About this home

2249 RITA LANE

Under Construction. Fish Lake Cove presents the Sterling. This spacious all concrete block construction townhome optimizes living space with an elevated design featuring 3 bedrooms, 2.5 baths and a 2 Car Garage. As you enter the foyer, you’ll step into a home that reflects your style with an open concept dining area, living room and a spacious kitchen with bar seating. The kitchen is complete with a pantry, stainless steel appliances, and upgraded countertops making cooking and cleaning a breeze. Towards the back of the townhome you will find a half bathroom and private entry from the garage. As you head up to the second floor you are greeted with the 3 bedrooms and 2 bathrooms. The bedroom one-bathroom impresses with double bowl vanity, and modern shower/tub space as well as a spacious walk in closet. The second floor is complete with two guest bedrooms, an additional bathroom, and an enclosed laundry room space. This home features modern details that elevate your personal style. Like all homes in Fish Lake Cove, the Sterling includes a Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,489

Sqft

0.05 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$235

Per sqft

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Disposal · Range
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ExteriorIrrigation System · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$86/mo
Taxes (2026)$2,344/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Dog Park · Playground · Pool

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,656 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2026 actual bill$195
HOA fee — from the listing$86
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,656/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$195
HOA / condo fee$86
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$277KedgeAI estimate $316,850 · range $289K$345K$364K

vs edgeAI estimate

+10.5%

$/sqft vs FISH LAKE COVE

$235 vs $239

Days on market

13 vs 45 typical

Where $235/sqft sits among the 6 homes for sale in FISH LAKE COVE

3 · this home
0
0
1
0
2
$235–236$236–238$238–239$239–240$240–242$242+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kissimmee

Map of 2249 RITA LANE

Drive times from this address

Universal Orlando24 min
Orlando Int’l Airport (MCO)25 min
Downtown Orlando25 min
Walt Disney World26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

KISSIMMEE 34744 — neighborhood snapshot

Population

62,756

Median age

37.9

Median income

$69,837

Median home value

$326,700

Avg household

2.99

Households w/ children

7,069

For the school run

Osceola County School District

ElementaryEast Lake Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

0 of 6

FISH LAKE COVE have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the KISSIMMEE 34744 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $349,990 · 13 days on market since
2026Built · FISH LAKE COVE

Reality check

What actually sold near 2249 RITA LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2654 ANN AVENUESold · Aug ’25

$278,000

2654 ANN AVENUE

3 bd · 2 ba · 1,516 sqft · $183/sqft · 13 DOM

1940 EGRET MEADOWS AVENUESold · Aug ’25

$369,000

1940 EGRET MEADOWS AVENUE

3 bd · 2 ba · 1,516 sqft · $243/sqft · 14 DOM

1956 EGRET MEADOWS AVENUESold · Jul ’26

$375,000

1956 EGRET MEADOWS AVENUE

3 bd · 2 ba · 1,516 sqft · $247/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2249 RITA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2249 RITA LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2249 RITA LANE FAQs

What would the monthly payment be for 2249 RITA LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,656/mo — principal and interest, the actual property-tax bill, the $86/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2249 RITA LANE?+

The association fee works out to $86 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2249 RITA LANE?+

The most recent tax bill on record (2026) was $2,344. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2249 RITA LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $349,990, this home is listed about 8% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 2249 RITA LANE?+

East Lake Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DR HORTON REALTY OF CENTRAL FLORIDA LLC · Stephen Cline. MLS #O6426942.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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