
700 S FLORIDA AVENUE, HOWEY IN THE HILLS, FL, 34737
Active19 days on marketListed Jul 24, 2026MLS #O6426859
About this home
700 S FLORIDA AVENUE
Welcome to this beautifully crafted 2019 custom home. This exceptional residence is loaded with upgrades inside and out. The heart of the home features a stunning kitchen with porcelain tile flooring, granite countertops, 42-inch cabinetry, under-cabinet lighting, LED recessed can lighting, and a stylish porcelain tile backsplash. The spacious laundry room includes built-in cabinetry and a utility sink for added convenience. Step through the French doors outside to your private backyard oasis featuring a heated, saltwater screened pool with an extended covered lanai and remote-controlled sun screens, creating the perfect space to relax or entertain year-round. Built with energy efficiency and durability in mind, this home features in-wall foam insulation with a ½-inch air gap between insulation sheets, helping improve comfort and efficiency. Additional upgrades include a whole-house generator with exterior hookup, RV parking pad with electric hookup, water softener, paver driveway, gutters, new sod, an irrigation system, ring cameras and alarm. Located just blocks from the public boat ramp providing access to the renowned Harris Chain of Lakes, you’ll enjoy endless opportunities for boating, fishing, and waterfront recreation while still being close to shopping, dining, and everyday conveniences. If this is the lifestyle you've been chasing, let's schedule your tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,359
Sqft
0.28 ac
Lot size
3
Garage
2019
Year built
One
Levels
$273
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,138 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,138/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.8%
$/sqft vs Howey In The Hills actives
$273 vs $190
Days on market
19 vs 61 typical
Where $273/sqft sits among the 64 Howey In The Hills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Gardens, Howe In The Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Howey In The Hills. See the full Howey In The Hills guide →
Palm Gardens, Howe In The Hills — neighborhood snapshot
Population
207
Median age
49
Median income
$92,721
Median home value
$377,300
Avg household
3
Households w/ children
17%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Howey In The Hills market
$426K → $383K
Howey In The Hills median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
35 of 64
Howey In The Hills actives have cut their price
Median sold price, Howey In The Hills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the HOWEY IN THE HILLS 34737 median. See the full Howey In The Hills market guide →
Paper trail
This home's history
Reality check
What actually sold near 700 S FLORIDA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$437,500
436 BELLISSIMO PLACE
4 bd · 3 ba · 2,369 sqft · $185/sqft · 28 DOM
Sold · Mar ’26$565,000
26008 GASPAR COURT
3 bd · 3 ba · 2,405 sqft · $235/sqft · 81 DOM
Sold · Jul ’26$375,000
33 CAMINO REAL BOULEVARD UNIT 33
3 bd · 2.5 ba · 2,412 sqft · $155/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 700 S FLORIDA AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 700 S FLORIDA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
700 S FLORIDA AVENUE FAQs
What would the monthly payment be for 700 S FLORIDA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,138/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 700 S FLORIDA AVENUE?+
The most recent tax bill on record (2025) was $3,208. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Howey In The Hills?+
At $643,000, this home is listed about 61% above the Howey In The Hills median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 700 S FLORIDA AVENUE?+
Tavares Middle School (middle), Tavares High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ELITE PARTNERS III REALTY · Rita Johnson. MLS #O6426859.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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