332 SPRUCEWOOD ROAD, LAKE MARY, FL, 32746
Active19 days on marketListed Jul 21, 2026MLS #O6426839
About this home
332 SPRUCEWOOD ROAD
Virtually Staged. 332 Sprucewood Rd is a one-story Lake Mary home with a kitchen that features white cabinetry, tile flooring, and full-size appliances for everyday cooking and storage. A fireplace anchors the main living area and adds warmth, with hardwood flooring extending into a separate dining space defined by a chandelier. The bedrooms are carpeted and include ceiling fans and closet storage, while the bathrooms provide a double-sink vanity, a soaking tub, and a tiled walk-in shower for daily routines. A screened-enclosure pool and a covered patio create usable outdoor space, and a two-car garage adds parking and storage. Practical amenities throughout complete this well-maintained residence.. Included 100-Day Home Warranty with buyer activation
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,040
Sqft
0.35 ac
Lot size
2
Garage
1988
Year built
One
Levels
$277
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,646 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,646/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.1%
$/sqft vs Lake Mary actives
$277 vs $235
Days on market
19 vs 43 typical
Where $277/sqft sits among the 164 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Mary Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Lake Mary Woods — neighborhood snapshot
Population
884
Median age
44
Median income
$101,250
Median home value
$449,100
Avg household
3
Households w/ children
137
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
97 of 164
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 332 SPRUCEWOOD ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$649,900
610 BAYWOOD COURT · same community
4 bd · 2.5 ba · 2,377 sqft · $273/sqft · 3 DOM
Sold · Oct ’25$665,000
329 SPRUCEWOOD ROAD · same community
4 bd · 3.5 ba · 2,505 sqft · $265/sqft · 0 DOM
Sold · Aug ’25$697,500
341 SPRUCEWOOD ROAD · same community
5 bd · 2.5 ba · 2,515 sqft · $277/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 332 SPRUCEWOOD ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 332 SPRUCEWOOD ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
332 SPRUCEWOOD ROAD FAQs
What would the monthly payment be for 332 SPRUCEWOOD ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,646/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 332 SPRUCEWOOD ROAD?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 332 SPRUCEWOOD ROAD?+
The most recent tax bill on record (2025) was $2,401. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 332 SPRUCEWOOD ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $565,000, this home is listed about 30% above the Lake Mary median of $434,250. The market section on this page shows how the area is trending.
Which schools are assigned to 332 SPRUCEWOOD ROAD?+
Lake Mary Elementary School (elementary), Lake Mary High School (high), Greenwood Lakes Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$565,000 runs 43% above the LAKE MARY 32746 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lake Mary Elementary School, Lake Mary High School, Greenwood Lakes Middle School — Lake Mary Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of OPENDOOR BROKERAGE LLC · Karen Albright. MLS #O6426839.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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