
5105 W NEPTUNE WAY, TAMPA, FL, 33609
Active16 days on marketListed Jul 21, 2026MLS #O6426838
About this home
5105 W NEPTUNE WAY
Virtually Staged. A commanding presence in the heart of South Tampa — this stunning two-story estate announces itself with a dramatic columned entry, soaring arched window, tropical landscaping, and a three-car garage that signals the scale and quality waiting inside. The fully reimagined kitchen is the crown jewel of the home. Dual islands — one white quartz, one accented in a bold slate blue — anchor a space defined by white shaker cabinetry with glass uppers, professional-grade stainless appliances, a custom range hood, subway tile backsplash, and glass pendant lighting. Dark hardwood floors run throughout and flow seamlessly into the family room, where custom teal built-ins flank a fireplace — a design moment that is equal parts functional and unforgettable. The primary bath offers a true spa experience: vessel sink double vanity, a deep soaking tub with tile surround, a glass walk-in shower, and a mosaic tile inlay floor detail that adds just the right touch of artistry. Upstairs, a dramatic vaulted bonus room with track lighting, dormer windows, dark hardwood floors, and built-in cabinetry offers endless flexibility — home studio, media room, playroom, or private office. Step outside to a screened lanai with brick pavers, a fully equipped outdoor kitchen with built-in grill and designer hood, and a gorgeous screened pool and spa with a stacked stone water feature wall — the complete Florida outdoor living package. Located in one of Tampa's most coveted zip codes, minutes from Beach Park, Hyde Park Village, and the best dining and shopping South Tampa has to offer.. Included 100-Day Home Warranty with buyer activation
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
5,006
Sqft
0.23 ac
Lot size
3
Garage
2002
Year built
Two
Levels
$489
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$17,119 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,119/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.8%
$/sqft vs BEACH PARK
$489 vs $563
Days on market
16 vs 41 typical
Where $489/sqft sits among the 14 homes for sale in BEACH PARK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Beach Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Beach Park — neighborhood snapshot
Population
4,628
Median age
45
Median income
$161,727
Median home value
$846,281
Avg household
2
Households w/ children
528
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
9 of 14
BEACH PARK have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 458% above the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5105 W NEPTUNE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$2,895,000
4523 W DALE AVENUE · same community
5 bd · 4.5 ba · 4,986 sqft · $581/sqft · 14 DOM
Sold · Aug ’25$2,800,000
4525 W SWANN AVENUE · same community
4 bd · 4.5 ba · 4,514 sqft · $620/sqft · 17 DOM
Sold · Mar ’26$3,700,000
4536 W SWANN AVENUE · same community
5 bd · 6.5 ba · 5,804 sqft · $637/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5105 W NEPTUNE WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5105 W NEPTUNE WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5105 W NEPTUNE WAY FAQs
What would the monthly payment be for 5105 W NEPTUNE WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,119/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5105 W NEPTUNE WAY?+
The most recent tax bill on record (2025) was $33,843. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $2,450,000, this home is listed about 444% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5105 W NEPTUNE WAY?+
Coleman Middle School (middle), Grady Elementary School (elementary), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,450,000 runs 458% above the TAMPA 33609 median — but at 5,006 sqft it's also nearly 3 times the size of the typical Tampa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Coleman Middle School, Grady Elementary School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Coleman Middle School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of OPENDOOR BROKERAGE LLC · Karen Albright. MLS #O6426838.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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