
7973 SEA PEARL CIRCLE, KISSIMMEE, FL, 34747
Active20 days on marketListed Jul 20, 2026MLS #O6426789
About this home
7973 SEA PEARL CIRCLE
This immaculate, designer-furnished, custom-built pool home is just 3 miles from Disney. Located in the gated Formosa Gardens Estates, a community of custom homes on 1/3-acre lots, this property is only minutes from Central Florida's world-famous attractions, including Walt Disney World, Universal Studios, SeaWorld, and numerous water parks. You'll also be close to top golf courses, an array of dining options, and great shopping. Convenient access to major highways makes it easy to reach the Gulf and Space Coast beaches. This stunning home is fully furnished and move-in ready, offering a luxurious, comfortable living space perfect for family living. The welcoming foyer opens into elegant formal living and dining rooms. Beyond that, you'll find a spacious, light-filled open-plan family room and kitchen, complete with double French doors that lead out to the expansive pool deck and oversized sparkling pool. The fully equipped, eat-in kitchen boasts ample storage and counter space. The generous master suite is a true retreat, featuring double doors, a luxurious master bathroom, and private access to the sunny west-facing pool area. The three additional bedrooms and bathrooms are bright, airy, and impeccably maintained. This home is truly a rare find, offering exceptional value for its quality and location. It must be seen to be fully appreciated. Property comes furnished, however we may remove the furnishing if desired. Pool and Lawn care provided.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,449
Sqft
0.33 ac
Lot size
2
Garage
2001
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$184 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$1 vs $209
Days on market
20 vs 54 typical
Where $1/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Formosa Gardens, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Formosa Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Formosa Gardens is a short-term-rental community. See the full guide →
Formosa Gardens — neighborhood snapshot
Population
162
Median age
31
Median income
$92,154
Median home value
$297,100
Avg household
4
Households w/ children
14%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $359K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
176 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 7973 SEA PEARL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$590,000
2812 SPINNING SILK COURT · same community
5 bd · 3 ba · 2,449 sqft · $241/sqft · 199 DOM
Sold · Jul ’26$625,000
7908 EMPERORS ORCHID COURT · same community
5 bd · 3 ba · 2,189 sqft · $286/sqft · 94 DOM
Sold · Nov ’25$735,000
7790 FOUR SEASONS BOULEVARD
3 bd · 2.5 ba · 2,470 sqft · $298/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7973 SEA PEARL CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7973 SEA PEARL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7973 SEA PEARL CIRCLE FAQs
What would the monthly payment be for 7973 SEA PEARL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $184/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 7973 SEA PEARL CIRCLE be rented short-term?+
Yes — this home sits inside Formosa Gardens, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 7973 SEA PEARL CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $3,300, this home is listed about 99% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7973 SEA PEARL CIRCLE?+
Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KISSIMMEE 34747 market on paper
$3,300 is 99% below the KISSIMMEE 34747 median of $399,000, and at $1/sqft it sits under the Kissimmee average of $216.
02Zoned for nightly rentals
Formosa Gardens is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
Keep looking
Similar homes nearby
Listing courtesy of FIRST & MAIN REAL ESTATE SERVICES LLC · Yong Oh. MLS #O6426789.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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