9960 N SHERMAN DRIVE, CITRUS SPRINGS, FL, 34434
Active18 days on marketListed Jul 21, 2026MLS #O6426784
About this home
9960 N SHERMAN DRIVE
Virtually Staged. Under Construction. Stunning, Fully Fenced New Build in Citrus Springs! Experience Modern Elegance and Privacy on Over a Quarter Acre. Welcome to your dream home in beautiful Citrus Springs, Florida, where superior craftsmanship meets exceptional value. This stunning residence sits on an expansive lot of over a quarter acre and offers the ultimate peace of mind with a brand-new, six-foot vinyl privacy fence. From the moment you arrive, the curb appeal is evident. The exterior showcases stylish board and batten Hardie Board siding, an elegant upgraded front door, and a charming 119-square-foot front porch that invites you to sit and relax. Inside, the home opens into a bright and airy open-concept layout featuring luxurious vinyl plank flooring that stretches throughout every room for a seamless, modern feel. The kitchen is a true chef’s delight, meticulously designed with sleek stainless steel appliances, a chic tiled backsplash, and warm brass plumbing finishes that add a touch of sophistication. Elegant pendant lights hang over the central island, creating the perfect atmosphere for casual meals or your morning coffee. Your private retreat awaits in the spacious master suite, which features a decorative tray ceiling and a spa-like en-suite bathroom boasting a beautifully tiled shower. Every detail has been considered for your comfort, including ceiling fans in all three bedrooms and two-inch blinds on every window for instant privacy. The living space extends outdoors to a 128-square-foot screened-in lanai equipped with its own ceiling fan, offering a serene escape from the afternoon sun. Beyond the lanai, the fully fenced backyard provides a massive, secure space for outdoor gatherings, gardening, or simply unwinding in complete seclusion. This home combines high-end features with a serene location in an active, sought-after community. Don't miss your chance to own this exceptional property. Call us today to schedule your private tour! Photos are of a finished home, some finishes, colors and features of actual home may vary.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,454
Sqft
0.29 ac
Lot size
2
Garage
2026
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,043 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,043/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.1%
$/sqft vs CITRUS SPGS UNIT 05
$203 vs $182
Days on market
18 vs 83 typical
Where $203/sqft sits among the 16 homes for sale in CITRUS SPGS UNIT 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$269K → $260K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
10 of 16
CITRUS SPGS UNIT 05 have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 883% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 9960 N SHERMAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$299,900
9793 N SHERMAN DRIVE · same community
3 bd · 2 ba · 1,454 sqft · $206/sqft · 0 DOM
Sold · Mar ’26$289,900
10202 N SHERMAN DRIVE · same community
3 bd · 2 ba · 1,454 sqft · $199/sqft · 29 DOM
Sold · Sep ’25$269,900
8810 N MALIBU ROAD · same community
3 bd · 2 ba · 1,453 sqft · $186/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9960 N SHERMAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9960 N SHERMAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9960 N SHERMAN DRIVE FAQs
What would the monthly payment be for 9960 N SHERMAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,043/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9960 N SHERMAN DRIVE?+
The most recent tax bill on record (2025) was $202. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $294,900, this home is listed about 7% above the Citrus Springs median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9960 N SHERMAN DRIVE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OAK AVENUE REAL ESTATE LLC · Julie Fernandez. MLS #O6426784.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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