1647 KEY BAY TRAIL, KISSIMMEE, FL, 34747
Active13 days on marketListed Jul 21, 2026MLS #O6426741
About this home
1647 KEY BAY TRAIL
Short Sale. Welcome to this meticulously maintained, upgraded Villa with its own private heated salt water pool in the highly sought after Four Seasons at Orlando. It sits on a peaceful cul-de-sac. The open plan home has so much including upgraded vinyl flooring, exquisite kitchen, quartz countertops, office/den/formal dining room, indoor laundry room, walk in closets, pond view and much more. This 55+ community provides a resort style living. It has a 14,000 sq. ft. clubhouse with a state-of-the-art fitness center, resort-style heated pools, jetted spa, tennis, pickleball, bocce ball, a full-time activities director, on-site dining, and more. All this minutes from Disney, Margaritaville, dining, shopping and entertainment.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,557
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,303 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,303/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$209 vs $207
Days on market
13 vs 45 typical
Where $209/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Seasons, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,150/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Four Seasons At Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Seasons is a short-term-rental community. See the full guide →
Four Seasons At Orlando — neighborhood snapshot
Population
216
Median age
51
Median income
$80,574
Median home value
$345,500
Avg household
2
Households w/ children
10%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$369K → $358K
Kissimmee median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
170 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1647 KEY BAY TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$335,000
1671 KEY BAY TRAIL · same community
2 bd · 2 ba · 1,557 sqft · $215/sqft · 18 DOM
Sold · Mar ’26$325,000
1610 KEY BAY TRAIL · same community
2 bd · 2 ba · 1,557 sqft · $209/sqft · 45 DOM
Sold · Nov ’25$345,000
1650 KEY BAY TRAIL · same community
2 bd · 2 ba · 1,586 sqft · $218/sqft · 134 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1647 KEY BAY TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1647 KEY BAY TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1647 KEY BAY TRAIL FAQs
What would the monthly payment be for 1647 KEY BAY TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,303/mo — principal and interest, the actual property-tax bill, the $330/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1647 KEY BAY TRAIL?+
The association fee works out to $330 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1647 KEY BAY TRAIL?+
The most recent tax bill on record (2025) was $9,076. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1647 KEY BAY TRAIL be rented short-term?+
Yes — this home sits inside Seasons, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1647 KEY BAY TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $325,000, this home is listed about 14% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.
Which schools are assigned to 1647 KEY BAY TRAIL?+
Celebration High School (high), Westside K-8 School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KISSIMMEE 34747 market on paper
$325,000 is 19% below the KISSIMMEE 34747 median of $399,900, and at $209/sqft it sits under the Kissimmee average of $216.
02Zoned for nightly rentals
Seasons is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 CARIOTI · Kavita Uttamchandani. MLS #O6426741.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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