1113 S CENTRAL AVENUE, LAKELAND, FL, 33815
Active19 days on marketListed Jul 20, 2026MLS #O6426723
About this home
1113 S CENTRAL AVENUE
Beautifully renovated and move-in ready!** This charming 3-bedroom, 1-bath home has been thoughtfully updated with quality finishes and modern improvements throughout. The home features a **new roof (2024)**, **new energy-efficient windows**, **new flooring**, fresh interior and exterior paint, and a completely remodeled kitchen with elegant quartz countertops, new cabinetry, and stainless-steel appliances. The updated bathroom adds to the home's modern appeal, making it truly move-in ready. Enjoy a bright and inviting floor plan filled with natural light, plus a spacious backyard offering endless possibilities for entertaining, gardening, or relaxing outdoors. Ideally located in the heart of Lakeland, this home is just minutes from Bonnet Springs Park, Downtown Lakeland, shopping, restaurants, schools, medical facilities, and major highways, providing exceptional convenience for commuting and everyday living. Whether you're a first-time homebuyer, looking to downsize, or seeking a fantastic investment opportunity, this beautifully updated home is one you won't want to miss. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
672
Sqft
0.13 ac
Lot size
1951
Year built
One
Levels
$327
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,731 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,731/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$327 vs $194
Days on market
19 vs 42 typical
Where $327/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Westgate Central Avenue
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Westgate Central Avenue — neighborhood snapshot
Population
2,198
Median age
43
Median income
$36,601
Median home value
$5,622
Avg household
2
Households w/ children
258
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
199 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the LAKELAND 33815 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1113 S CENTRAL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$237,000
933 GOLDEN RULE COURT N
3 bd · 1 ba · 1,002 sqft · $237/sqft · 33 DOM
Sold · Jan ’26$265,000
131 E POINSETTIA STREET
2 bd · 1 ba · 1,056 sqft · $251/sqft · 115 DOM
Sold · Oct ’25$250,000
824 GOLDEN RULE COURT N
3 bd · 1 ba · 1,096 sqft · $228/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1113 S CENTRAL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1113 S CENTRAL AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1113 S CENTRAL AVENUE FAQs
What would the monthly payment be for 1113 S CENTRAL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,731/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1113 S CENTRAL AVENUE?+
The most recent tax bill on record (2025) was $2,146. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $220,000, this home is listed about 35% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1113 S CENTRAL AVENUE?+
Southwest Middle School (middle), Kathleen Senior High School (high), Scott Lake Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE VALENZUELA REAL ESTATE GRO · Guillermina Rojas. MLS #O6426723.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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