David Ramirez
$575,0004 bd4 ba2,937 sqft$196 /sqft$4,524 /mo all-in ↓

2285 CENTERRA LOOP, KISSIMMEE, FL, 34741

Active3 days on marketListed Jul 20, 2026MLS #O6426645

Single Family ResidenceTAPESTRY PH 5

About this home

2285 CENTERRA LOOP

Welcome to this stunning 4 bedroom, 4 bathroom home, built in 2021 and nestled within an exclusive man-gated community offering exceptional resort-style amenities. Thoughtfully designed with modern elegance and everyday comfort in mind, this beautifully maintained residence features an open-concept floor plan, soaring ceilings, abundant natural light, and high-end finishes throughout. The spacious gourmet kitchen is the heart of the home, showcasing premium cabinetry, sleek countertops, stainless steel appliances, a large center island, and ample space for entertaining. The expansive living and dining areas flow seamlessly to the outdoor living space, creating the perfect setting for both relaxing and hosting family and friends. The luxurious primary suite offers a private retreat with a spa-inspired en-suite bathroom, dual vanities, a walk-in shower, and a generous walk-in closet. Three additional bedrooms and well-appointed bathrooms provide plenty of space and privacy for family members and guests. Located in a beautifully maintained man-gated community, residents enjoy access to outstanding resort-style amenities, including a sparkling pool, clubhouse, fitness center, playgrounds, walking trails, and more. Conveniently situated near top rated schools, shopping, dining, and major highways, this move-in-ready home offers the perfect blend of luxury, comfort, and convenience. Don’t miss this incredible opportunity to own a like new home in one of the area’s most desirable communities. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,937

Sqft

0.13 ac

Lot size

2

Garage

2021

Year built

Two

Levels

$196

Per sqft

NegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesCooktop · Dishwasher · Disposal · Freezer · Microwave · Range
InteriorCrown Molding · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationBlock
FacesSouthwest
ExteriorRain Gutters · Sliding Doors

Community & fees

HOA fee$208/mo
Taxes (2025)$10,058/yr
PetsYes

Utilities & systems

UtilitiesSewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,524 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$838
HOA fee — from the listing$208
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$4,524/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$838
HOA / condo fee$208
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Tapestry

Map of 2285 CENTERRA LOOP inside its neighborhood boundary

Drive times from this address

Walt Disney World21 min
Universal Orlando23 min
Orlando Int’l Airport (MCO)25 min
Downtown Orlando26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Tapestry — neighborhood snapshot

Population

4,116

Median age

33

Median income

$80,844

Median home value

$370,418

Avg household

3

Households w/ children

525

For the school run

Osceola County School District

MiddleKissimmee Middle School★★★★
ElementaryFlora Ridge Elementary School★★★★★
HighCelebration High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 149% above the KISSIMMEE 34741 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jul 20, 2026Listed at $575,000 · 3 days on market since
2021Built · TAPESTRY PH 5

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2285 CENTERRA LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2285 CENTERRA LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2285 CENTERRA LOOP FAQs

What would the monthly payment be for 2285 CENTERRA LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,524/mo — principal and interest, the actual property-tax bill, the $208/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2285 CENTERRA LOOP?+

The association fee works out to $208 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2285 CENTERRA LOOP?+

The most recent tax bill on record (2025) was $10,058. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2285 CENTERRA LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $575,000, this home is listed about 51% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 2285 CENTERRA LOOP?+

Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Sevara Botirova Patel. MLS #O6426645.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Kissimmee homes, in your inbox

Like 2285 CENTERRA LOOP but not quite? A daily digest of every new listing in Kissimmee — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 6:09 AM UTC. The listing information on this page last changed on July 23, 2026 at 6:09 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 6:09 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 6:09 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.