David Ramirez
$695,0004 bd2 ba2,179 sqft$319 /sqft$4,984 /mo all-in ↓

149 SEA ISLE CIRCLE, SOUTH DAYTONA, FL, 32119

Active2 days on marketListed Aug 11, 2026MLS #O6426600

WaterfrontSingle Family ResidencePALM HARBOR ESTATES ADD 03

About this home

149 SEA ISLE CIRCLE

Waterfront Paradise on the Intracoastal – 149 Sea Isle Circle, South Daytona, FL Experience Florida waterfront living in this beautiful 4-bedroom, 2-bathroom home situated directly on the Intracoastal Waterway. Wake up each morning to breathtaking water views and end your day watching spectacular sunsets from your private covered boat dock. This unique home features a spacious primary suite with direct access to a private living area and an additional kitchen, creating a flexible layout for guest accommodations or a private retreat. Half of the attached two-car garage has been thoughtfully converted into additional living space that complements the primary suite while still providing garage storage. Step outside and enjoy everything waterfront living has to offer. Fish from your own backyard, watch manatees swim by, relax under the shade of your covered dock, or keep your boat protected and ready for your next adventure on the Intracoastal. Property Features: - Prime Intracoastal waterfront location - 4 bedrooms, 2 bathrooms - Separate kitchen and living area connected to the primary suite - Flexible living space - Covered private boat dock with boat storage - Direct water access for boating and fishing - Incredible views of manatees, and Florida wildlife - Conveniently located near beaches, shopping, dining, and entertainment Whether you're looking for a full-time residence, vacation home, or waterfront retreat, this property offers the perfect combination of comfort, flexibility, and the Florida lifestyle you've always dreamed of.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,179

Sqft

0.28 ac

Lot size

1

Garage

1965

Year built

One

Levels

$319

Per sqft

WaterfrontFireplaceWater viewPets allowed

Inside

FlooringCeramic Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Ice Maker · Microwave · Other · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Skylight(s) · Walk-In Closet(s)
LaundryOther · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesNorth
ParkingDriveway
ExteriorAwning(s) · Other

Community & fees

Taxes (2026)$9,760/yr
PetsYes
CommunitySidewalks

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,984 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,750
PMI (est., until 20% equity)$261
Property tax — 2026 actual bill$813
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,500
Interest rate6.00%
Loan term

Estimated payment

$4,984/mo

Principal & interest$3,750
PMI (est., until 20% equity)$261
Property taxes (actual bill)$813
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $695K
$309KedgeAI estimate $364,294 · range $322K$457K$723K

vs edgeAI estimate

+90.8%

$/sqft vs South Daytona actives

$319 vs $197

Days on market

2 vs 70 typical

Where $319/sqft sits among the 51 South Daytona actives

12
8
13
9
4
5 · this home
$124–157$157–189$189–222$222–254$254–287$287+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Daytona

Map of 149 SEA ISLE CIRCLE

Drive times from this address

Downtown Orlando67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know South Daytona. See the full South Daytona guide →

SOUTH DAYTONA 32119 — neighborhood snapshot

Population

22,562

Median age

47.6

Median income

$53,795

Median home value

$215,200

Avg household

2.06

Households w/ children

2,027

For the school run

Volusia County School District

ElementarySouth Daytona Elementary School★★★★★
HighAtlantic High School★★★★★
MiddleCampbell Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The South Daytona market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$290K$225K

South Daytona median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

28 of 51

South Daytona actives have cut their price

Median sold price, South Daytona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 157% above the SOUTH DAYTONA 32119 median. See the full South Daytona market guide →

Paper trail

This home's history

Aug 11, 2026Listed at $695,000 · 2 days on market since
1965Built · PALM HARBOR ESTATES ADD 03

Reality check

What actually sold near 149 SEA ISLE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2134 POPE AVENUESold · Jun ’26

$390,000

2134 POPE AVENUE

4 bd · 3 ba · 2,184 sqft · $179/sqft · 11 DOM

792 BENNETT ROADSold · Jun ’26

$306,500

792 BENNETT ROAD

5 bd · 2 ba · 2,275 sqft · $135/sqft · 106 DOM

913 VALENCIA ROADSold · Feb ’26

$275,000

913 VALENCIA ROAD

4 bd · 2 ba · 2,034 sqft · $135/sqft · 180 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 149 SEA ISLE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 149 SEA ISLE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

149 SEA ISLE CIRCLE FAQs

What would the monthly payment be for 149 SEA ISLE CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,984/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 149 SEA ISLE CIRCLE?+

The most recent tax bill on record (2026) was $9,760. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 149 SEA ISLE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in South Daytona?+

At $695,000, this home is listed about 156% above the South Daytona median of $271,000. The market section on this page shows how the area is trending.

Which schools are assigned to 149 SEA ISLE CIRCLE?+

South Daytona Elementary School (elementary), Atlantic High School (high), Campbell Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$695,000 runs 157% above the SOUTH DAYTONA 32119 median — but at 2,179 sqft it's also nearly twice the size of the typical South Daytona listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 2 days on market in a South Daytona market that averages 70 — if it fits, move quickly.

Listing courtesy of HOUWZER INC · Daniel Robinson. MLS #O6426600.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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