David Ramirez

9444 LAKE HICKORY NUT DRIVE, WINTER GARDEN, FL, 34787

Active14 days on marketListed Jul 21, 2026MLS #O6426404

WaterfrontHICKORY LAKE ESTATES

About this home

9444 LAKE HICKORY NUT DRIVE

One of the only lakefront lots located in the highly desirable Horizon West area and minutes from Disney. Offering direct water frontage with breathtaking sunset views right from your back yard, this property captures the best of Florida living—peaceful, scenic, and close to everything. Enjoy skiing, kayaking, paddleboarding and fishing from your own backyard on the clear waters of Lake Hickory Nut. This stunning lot provides ample space to design a custom home that maximizes privacy and panoramic vistas. Plans are available for a 4,400SF estate home including ADU for in-laws, multigenerational living or rental for extra income. Situated just minutes from Orange County Country Club with top-rated schools, dining, shopping, and major highways, this location blends natural beauty with everyday convenience. Don't miss this chance to own a piece of paradise in one of the most desirable areas in the U.S. Rare opportunities like this don’t come often. Secure your slice of lakefront paradise and start building the lifestyle you’ve been dreaming of.

Facts & features

The home at a glance

0.78 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater

Community & fees

Taxes (2025)$3,429/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,133 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,448
PMI (est., until 20% equity)$240
Property tax — 2025 actual bill$286
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,900
Interest rate6.00%
Loan term

Estimated payment

$4,133/mo

Principal & interest$3,448
PMI (est., until 20% equity)$240
Property taxes (actual bill)$286
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hickory Hut

Map of 9444 LAKE HICKORY NUT DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World19 min
Downtown Orlando31 min
Universal Orlando34 min
Orlando Int’l Airport (MCO)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Hickory Hut — neighborhood snapshot

Population

5,306

Median age

38

Median income

$152,813

Median home value

$545,824

Avg household

3

Households w/ children

664

For the school run

Orange County School District

ElementaryWater Spring Elementary★★★★★
HighHorizon High School★★★★
MiddleWater Spring Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$585K$611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $639,000 · 14 days on market since

Reality check

What actually sold near 9444 LAKE HICKORY NUT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

602 HICKORY LAKE DRIVESold · Apr ’26

$395,000

602 HICKORY LAKE DRIVE · same community

3 bd · 2 ba · 1,193 sqft · $331/sqft · 16 DOM

9354 LAKE HICKORY NUT DRIVESold · Sep ’25

$670,000

9354 LAKE HICKORY NUT DRIVE · same community

3 bd · 3 ba · 2,104 sqft · $318/sqft · 8 DOM

9318 LAKE HICKORY NUT DRIVESold · Dec ’25

$800,000

9318 LAKE HICKORY NUT DRIVE · same community

3 bd · 2.5 ba · 2,750 sqft · $291/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9444 LAKE HICKORY NUT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9444 LAKE HICKORY NUT DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

9444 LAKE HICKORY NUT DRIVE FAQs

What would the monthly payment be for 9444 LAKE HICKORY NUT DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,133/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9444 LAKE HICKORY NUT DRIVE?+

The most recent tax bill on record (2025) was $3,429. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Garden?+

At $639,000, this home is listed about 10% above the Winter Garden median of $582,500. The market section on this page shows how the area is trending.

Which schools are assigned to 9444 LAKE HICKORY NUT DRIVE?+

Water Spring Elementary (elementary), Horizon High School (high), Water Spring Middle School (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$639,000 runs 21% above the WINTER GARDEN 34787 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Water Spring Elementary, Horizon High School, Water Spring Middle School — Horizon High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SAND DOLLAR REALTY GROUP INC · Chika Haines. MLS #O6426404.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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