
3289 RED ASH CIRCLE, OVIEDO, FL, 32766
Pending6 days on marketListed Jul 19, 2026MLS #O6426377
About this home
3289 RED ASH CIRCLE
Welcome home to this beautifully maintained 4-bedroom, 2-bathroom single-family rental in the highly sought-after Live Oak Reserve community in the heart of Oviedo. Offering over 2 garage spaces, soaring 12-foot ceilings, and a thoughtfully designed floor plan, this home combines comfort, functionality, and low-maintenance living. The spacious kitchen opens seamlessly to the family room, creating the perfect space for everyday living and entertaining, while the separate living and dining rooms provide additional flexibility for gatherings or quiet relaxation. The kitchen is appointed with 42-inch cabinetry, newer stainless steel appliances, and abundant storage. The private primary suite features elegant tray ceilings, dual vanities, a large soaking tub, and a walk-in shower. The fourth bedroom offers versatility and can easily function as a home office, den, or guest bedroom. Additional highlights include oak hardwood flooring, durable luxury vinyl flooring, fresh interior paint, and a convenient indoor laundry room. Step outside to the screened lanai, where double sliding glass doors open to a peaceful backyard surrounded by lush Florida landscaping. The fully fenced yard provides plenty of space to relax, entertain, or enjoy outdoor activities. The oversized garage accommodates two vehicles with additional room for storage. Rent includes lawn and landscaping maintenance, pest control, and full access to Live Oak Reserve's outstanding amenities, including a resort-style community pool, fitness center, tennis courts, playgrounds, parks, and more. Conveniently located near top-rated Seminole County schools, shopping, dining, and major roadways, this exceptional home offers the perfect combination of space, convenience, and carefree living.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,137
Sqft
0.2 ac
Lot size
2
Garage
2001
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oviedo actives
$1 vs $251
Days on market
6 vs 25 typical
Where $1/sqft sits among the 199 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32766 — neighborhood snapshot
Population
15,966
Median age
42.2
Median income
$146,215
Median home value
$529,600
Avg household
3.18
Households w/ children
2,393
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
109 of 199
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the OVIEDO 32766 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 3289 RED ASH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$585,000
3504 SILVER THORN COURT · same community
4 bd · 2 ba · 2,115 sqft · $277/sqft · 2 DOM
Sold · May ’26$594,000
1663 COPPERLEAF COVE · same community
4 bd · 2 ba · 2,206 sqft · $269/sqft · 1 DOM
Sold · Jun ’26$675,000
3504 WADING HERON TERRACE · same community
4 bd · 2 ba · 2,367 sqft · $285/sqft · -2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3289 RED ASH CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3289 RED ASH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3289 RED ASH CIRCLE FAQs
What would the monthly payment be for 3289 RED ASH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3289 RED ASH CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $3,050, this home is listed about 99% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3289 RED ASH CIRCLE?+
Walker Elementary School (elementary), Chiles Middle School (middle), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OVIEDO 32766 market on paper
$3,050 is 100% below the OVIEDO 32766 median of $674,000, and at $1/sqft it sits under the Oviedo average of $264.
02Fresh on the market
Only 6 days on market in a Oviedo market that averages 25 — if it fits, move quickly.
03Strong assigned schools
Walker Elementary School, Chiles Middle School, Hagerty High School — Walker Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Maria Nunez. MLS #O6426377.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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