
345 TROTTING TRAIL, OSTEEN, FL, 32764
Active5 days on marketListed Jul 20, 2026MLS #O6426323
About this home
345 TROTTING TRAIL
Escape to the peaceful Florida countryside with this exceptional 10-acre A-1 zoned property in Osteen, offering the perfect blend of privacy, functionality, and equestrian lifestyle. Located in Flood Zone X for added peace of mind, this versatile property is ideal for horse enthusiasts, hobby farmers, outdoor adventurers, or anyone looking to create their own private retreat. The property is fully equipped for country living with a private well featuring a recently replaced 84-foot-deep submersible pump, a scenic pond, a pole barn with tack room, storage shed, chicken coop, and a unique outdoor shower powered by propane. Bring your horses, livestock, boats, RVs, ATVs, and all your outdoor toys. There's plenty of room to spread out and enjoy the land. For equestrians, you'll love being approximately ¼ mile from Hickory Bluff Preserve, offering miles of scenic horseback riding trails through beautiful natural Florida landscapes, along with opportunities for hiking, biking, fishing, and wildlife viewing. Enjoy the tranquility of rural living while remaining conveniently close to everyday amenities, with Cypress Point Golf Club just a short drive away. Whether you're dreaming of an equestrian estate, mini farm, weekend retreat, or private country escape, this rare Osteen property offers endless possibilities with room to bring your vision to life. Schedule your private showing today!
Facts & features
The home at a glance
10 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,889 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,889/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Osteen
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Osteen. See the full Osteen guide →
OSTEEN 32764 — neighborhood snapshot
Population
2,744
Median age
54.9
Median income
$84,242
Median home value
$328,200
Avg household
2.33
Households w/ children
257
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Osteen market
$319K → $498K
Osteen median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
Median sold price, Osteen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the OSTEEN 32764 median. See the full Osteen market guide →
Paper trail
This home's history
Reality check
What actually sold near 345 TROTTING TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$384,900
155 BUCKSKIN LANE
3 bd · 3 ba · 2,112 sqft · $182/sqft · 3 DOM
Sold · Apr ’26$845,000
125 STARTING GATE ROAD
4 bd · 3 ba · 2,824 sqft · $299/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 345 TROTTING TRAIL — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 345 TROTTING TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
345 TROTTING TRAIL FAQs
What would the monthly payment be for 345 TROTTING TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,889/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 345 TROTTING TRAIL?+
The most recent tax bill on record (2025) was $2,750. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 345 TROTTING TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Osteen?+
At $395,000, this home is listed about 14% above the Osteen median of $347,500. The market section on this page shows how the area is trending.
Which schools are assigned to 345 TROTTING TRAIL?+
Osteen Elementary School (elementary), Pine Ridge High School (high), Heritage Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$395,000 runs 28% above the OSTEEN 32764 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Osteen market that averages 99 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of YOUR HOME SOLD GUARANTEED REAL · Taylor Benfield. MLS #O6426323.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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