David Ramirez
$590,0004 bd2.5 ba2,601 sqft$227 /sqft$4,318 /mo all-in ↓

2292 BEAR PEAK RD. ROAD, MINNEOLA, FL, 34715

Active13 days on marketListed Jul 18, 2026MLS #O6426267

Single Family ResidenceVILLAGES/MINNEOLA HILLS PH 1B

About this home

2292 BEAR PEAK RD. ROAD

Better than new! This immaculate 4-bedroom, 2.5-bath home, built in 2023, by Meritage Homes ( Florentine floor plan) has been used only as a second home on just four occasions, has never been rented, and truly feels brand new. All four bedrooms are conveniently located upstairs, providing privacy, while the first floor is designedfor comfortable everyday living and entertaining. Featuring over $73,000 in builder and owner upgrades, this home showcases beautiful light, neutral finishes throughout, creating a cozy, and inviting atmosphere filled with abundant natural light. Just off the welcoming hall, you'll find a private office/den, an ideal space for working from home, studying, or managing daily tasks. The room can be enclosed with French doors for added privacy while maintaining an elegantand open feel. The open-concept floor plan includes a spacious great room with a convenient floor outlet and a stunning gourmet kitchen featuring upgraded cabinetry and premium finishes. Upstairs, a spacious loft provides the perfect flex space for a media room, playroom or second living area. Additional upgrades include an extended covered lanai, elegant stone-accent elevation, 8-foot interior doors throughout, beautiful wood staircase with upgraded iron railings, EV charging outlet in the garage, owner-finished painted garage floor, gutters, rear coach lights, laundry room utility sink rough-in, storage space under the stairs, linen closets on both the first and second floors, and a dedicated space for a future mudroom. The home is also pre-wired for a future pool, making it easy to create your dream backyard. Combining thoughtful upgrades, a functional layout, and exceptional condition, this move-in-ready home offers all the advantages of new construction—without the wait. A rare opportunity to own a truly better-than-new home with designer finishes, premium features, abundant natural light, and a versatile floor plan that perfectly suits today's lifestyle.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,601

Sqft

0.14 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$227

Per sqft

Pets allowed

Inside

FlooringCarpet · Porcelain Tile · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Exhaust Fan · Microwave
InteriorPrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
FacesWest
ParkingGarage Door Opener
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$39/mo
Taxes (2025)$8,575/yr
PetsYes
CommunityClubhouse · Dog Park · Fitness Center · Playground

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,318 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$715
HOA fee — from the listing$39
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,000
Interest rate6.00%
Loan term

Estimated payment

$4,318/mo

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property taxes (actual bill)$715
HOA / condo fee$39
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $590K
$566KedgeAI estimate $635,834 · range $590K$679K$706K

vs edgeAI estimate

−7.2%

$/sqft vs Minneola actives

$227 vs $232

Days on market

13 vs 31 typical

Where $227/sqft sits among the 107 Minneola actives

31
29 · this home
16
12
10
9
$180–209$209–238$238–267$267–296$296–325$325+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Minneola

Map of 2292 BEAR PEAK RD. ROAD

Drive times from this address

Downtown Orlando28 min
Universal Orlando31 min
Walt Disney World39 min
Orlando Int’l Airport (MCO)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Minneola. See the full Minneola guide →

The numbers that matter

The Minneola market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$515K$485K

Minneola median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

53 of 107

Minneola actives have cut their price

Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the Minneola median. See the full Minneola market guide →

Paper trail

This home's history

Jul 18, 2026Listed at $590,000 · 13 days on market since
2023Built · VILLAGES/MINNEOLA HILLS PH 1B

Reality check

What actually sold near 2292 BEAR PEAK RD. ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2311 BEAR PEAK ROADSold · Dec ’25

$415,000

2311 BEAR PEAK ROAD · same community

4 bd · 2 ba · 1,935 sqft · $214/sqft · 43 DOM

3137 HILL POINT STREETSold · Sep ’25

$545,000

3137 HILL POINT STREET

3 bd · 2.5 ba · 2,650 sqft · $206/sqft · 14 DOM

3404 GRASSY LAKE VIEW AVENUESold · Sep ’25

$485,000

3404 GRASSY LAKE VIEW AVENUE

3 bd · 2.5 ba · 2,654 sqft · $183/sqft · 204 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2292 BEAR PEAK RD. ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2292 BEAR PEAK RD. ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2292 BEAR PEAK RD. ROAD FAQs

What would the monthly payment be for 2292 BEAR PEAK RD. ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,318/mo — principal and interest, the actual property-tax bill, the $39/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2292 BEAR PEAK RD. ROAD?+

The association fee works out to $39 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2292 BEAR PEAK RD. ROAD?+

The most recent tax bill on record (2025) was $8,575. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2292 BEAR PEAK RD. ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Minneola?+

At $590,000, this home is listed about 9% above the Minneola median of $539,999. The market section on this page shows how the area is trending.

Listing courtesy of DENIZ REALTY PARTNERS LLC · Patricia Schraiber. MLS #O6426267.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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