2 COLONY COURT, PALM COAST, FL, 32137
Active19 days on marketListed Jul 17, 2026MLS #O6426208
About this home
2 COLONY COURT
Welcome to waterfront living in the Sunshine State! This 5-bedroom, 5-bath home with separate in-law suite is a rare find, great for large family gatherings and entertaining. This corner lot home includes a 3-car garage with an automotive lift and two large driveways. Nestled along the 120ft of canal front is the boat house with lift and West facing dock for sunset viewing. It's a short boat ride to the Intracoastal waterway. The heated saltwater pool, hot tub and pool deck are enclosed and includes outdoor entertaining at the built-in wet bar with beverage cooler, outdoor shower and separate pool 1/2 bath. The home had a new roof, gutters and double pane storm windows within the last 3 years. The kitchen was remodeled in 2025 and includes Frigidaire Professional Series appliances – 36” induction stove and oven, built in microwave/oven wall combo, large refrigerator and dishwasher. There is a butcher block island, leathered granite countertops, large work sink with touch-less faucet, storage cabinets galore, a large walk-in pantry and built in wine cooler. The master bedroom has French doors to the pool deck, a large master bath with separate vanities and closets, a freestanding tub and tiled shower with frameless glass door and rain head faucet. The main level has tile throughout and fans in every room. There is a separate formal dining area and eat-in area off the kitchen. The large windows and sliders in the living room provide ample light and views of the pool and canal. Off the living room is a separate entrance leading to a bedroom, full bath and separate sitting room with French doors to the pool deck. To round out the main floor, there is a half bath, office and large laundry room with storage cabinets and sink. Upstairs you will find three large bedrooms with ceiling fans and a full bath that includes a double sink vanity. There is a whole house water softener, reverses osmosis at the kitchen beverage faucet, interlock and transfer switch panel for generator, new lift motor and slings, new landscape irrigation pump, fenced side yard, outdoor storage shed, new exterior lighting and exterior house and trim paint. The home is minutes from beaches, parks, golf course, marina, shopping and dining. All you need to do is unpack and start enjoying!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,474
Sqft
0.33 ac
Lot size
3
Garage
2004
Year built
Two
Levels
$374
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,616 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,616/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.5%
$/sqft vs Palm Coast actives
$374 vs $222
Days on market
19 vs 52 typical
Where $374/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
183 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 239% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 2 COLONY COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$775,000
15 COLONY COURT · same community
4 bd · 3.5 ba · 2,984 sqft · $260/sqft · 124 DOM
Sold · Dec ’25$600,000
23 CORAL REEF COURT N · same community
3 bd · 2 ba · 2,371 sqft · $253/sqft · 117 DOM
Sold · Jul ’26$680,000
9 COCONUT COURT · same community
4 bd · 4 ba · 2,314 sqft · $294/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2 COLONY COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2 COLONY COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2 COLONY COURT FAQs
What would the monthly payment be for 2 COLONY COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,616/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2 COLONY COURT?+
The most recent tax bill on record (2025) was $11,442. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2 COLONY COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,300,000, this home is listed about 225% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2 COLONY COURT?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,300,000 runs 239% above the PALM COAST 32137 median — but at 3,474 sqft it's also nearly twice the size of the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6426208.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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