David Ramirez
$3,3904 bd3 ba2,995 sqft$1 /sqft$185 /mo all-in ↓

5512 FIONA LANE, ST CLOUD, FL, 34771

Active8 days on marketListed Jul 17, 2026MLS #O6426125

Priced 99% below the ST CLOUD 34771 medianNew constructionSingle Family ResidenceBRIDGEWALK

About this home

5512 FIONA LANE

Be the first to live in this stunning brand-new home located in the highly desirable Bridgewalk community in St. Cloud, one of Central Florida's premier master-planned boating communities. This spacious Weston floor plan features 4 bedrooms, 3 full bathrooms, a private office, a loft, and a 2-car garage, thoughtfully designed for comfortable modern living. Just off the foyer is a dedicated home office, perfect for working remotely. The open-concept kitchen, dining, and great room provide an ideal space for everyday living and entertaining, with sliding glass doors leading to a covered lanai for seamless indoor-outdoor living. The private first-floor owner's suite offers a luxurious en-suite bathroom and an oversized walk-in closet. Upstairs, you'll find a spacious loft that's perfect for a media room, playroom, or additional family living space, along with three generously sized bedrooms and two full bathrooms. The home features premium finishes throughout, including stainless steel appliances, quartz countertops, window blinds, and modern designer touches. Bridgewalk offers an exceptional resort-style lifestyle with outstanding amenities, including a resort-style swimming pool, elegant clubhouse with lake views, state-of-the-art fitness center, pickleball, basketball and volleyball courts, playgrounds, dog park, picnic and BBQ areas, private boat ramps with access to Lake Ajay, and beautifully maintained walking trails and green spaces. Conveniently located just minutes from Lake Nona Medical City, Downtown St. Cloud, USTA National Campus, KPMG, Boxi Park, AdventHealth Hospital, Orlando International Airport, Publix, shopping, dining, and top-rated Osceola County schools. Rent includes high-speed internet, lawn mowing, and HOA fees, giving residents full access to all community amenities at no additional cost. Don't miss this incredible opportunity to lease a brand-new home in one of St. Cloud's fastest-growing communities. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,995

Sqft

0.14 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$1

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorIn Wall Pest System · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

PetsYes
CommunityDog Park · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Sewer Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$185 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$20
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $119Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $119
Interest rate6.00%
Loan term

Estimated payment

$185/mo

Principal & interest$20
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Cloud actives

$1 vs $219

Days on market

8 vs 33 typical

Where $1/sqft sits among the 400 St Cloud actives

0 · this home
1
76
213
65
45
$1–63$63–125$125–186$186–248$248–310$310+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 5512 FIONA LANE

Drive times from this address

Orlando Int’l Airport (MCO)26 min
Downtown Orlando31 min
Walt Disney World37 min
Universal Orlando38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

197 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $3,390 · 8 days on market since
2026Built · BRIDGEWALK

Reality check

What actually sold near 5512 FIONA LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5624 FLAME VINE WAYSold · Mar ’26

$618,440

5624 FLAME VINE WAY · same community

4 bd · 3 ba · 2,946 sqft · $210/sqft · 23 DOM

5612 FLAME VINE WAYSold · Mar ’26

$648,190

5612 FLAME VINE WAY · same community

5 bd · 4 ba · 2,886 sqft · $225/sqft · 13 DOM

5636 FLAME VINE WAYSold · Sep ’25

$684,990

5636 FLAME VINE WAY · same community

5 bd · 4 ba · 2,886 sqft · $237/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5512 FIONA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5512 FIONA LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5512 FIONA LANE FAQs

What would the monthly payment be for 5512 FIONA LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 5512 FIONA LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $3,390, this home is listed about 99% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5512 FIONA LANE?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Bala Mandla. MLS #O6426125.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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