115 EMPIRE TERRACE, SEBASTIAN, FL, 32958
Active8 days on marketListed Jul 25, 2026MLS #O6426045
About this home
115 EMPIRE TERRACE
Private Paradise Just 8 Minutes from the Beach! Don’t miss this beautifully updated block home on a large private lot with no rear or side neighbors and NO HOA! Featuring a brand-new roof, gorgeous new kitchen with new appliances, elegant crown molding, hurricane shutters, and screened outdoor spaces, this move-in-ready home offers the perfect combination of comfort, privacy, and convenience. Located just minutes from the beach, major roads, shopping, grocery stores, and restaurants—everything you need is close by while still enjoying your own peaceful retreat. Private • Updated • Move-In Ready • Prime Location Schedule your showing today before it’s gone!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,231
Sqft
0.23 ac
Lot size
2
Garage
2005
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,324 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,324/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SEBASTIAN HIGHLANDS
$193 vs $232
Days on market
8 vs 42 typical
Where $193/sqft sits among the 13 homes for sale in SEBASTIAN HIGHLANDS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebastian Highlands
Get to know Sebastian. See the full Sebastian guide →
Sebastian Highlands — neighborhood snapshot
Population
20,759
Median age
57
Median income
$69,843
Median home value
$272,805
Avg household
2
Households w/ children
1,359
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebastian market
$250K → $348K
Sebastian median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
6 of 13
SEBASTIAN HIGHLANDS have cut their price
Median sold price, Sebastian, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the SEBASTIAN 32958 median. See the full Sebastian market guide →
Paper trail
This home's history
Reality check
What actually sold near 115 EMPIRE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$535,000
632 Concha, Sebastian FL 32958 · same community
3 bd · 2 ba · 2,123 sqft · $252/sqft · 46 DOM
Sold · Jan ’26$380,000
104 BRYANT COURT · same community
3 bd · 2 ba · 2,104 sqft · $181/sqft · 61 DOM
Sold · Mar ’26$338,000
Nearby listing · same community
3 bd · 2 ba · 1,865 sqft · $181/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 115 EMPIRE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 115 EMPIRE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
115 EMPIRE TERRACE FAQs
What would the monthly payment be for 115 EMPIRE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,324/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 115 EMPIRE TERRACE?+
The most recent tax bill on record (2025) was $5,309. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebastian?+
At $430,000, this home is listed about 29% above the Sebastian median of $334,000. The market section on this page shows how the area is trending.
Which schools are assigned to 115 EMPIRE TERRACE?+
Sebastian River Middle School (middle), Sebastian River High School (high), Sebastian Elementary School (elementary) — Indian River County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AGENT TRUST REALTY CORPORATION · Tahuanting Romero. MLS #O6426045.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sebastian homes, in your inbox
Like 115 EMPIRE TERRACE but not quite? A daily digest of every new listing in Sebastian — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →