David Ramirez
$559,0004 bd2 ba1,941 sqft$288 /sqft$3,956 /mo all-in ↓

324 RINGWOOD CIRCLE, WINTER SPRINGS, FL, 32708

Active8 days on marketListed Jul 16, 2026MLS #O6425839

Private poolSingle Family ResidenceDEER RUN UNIT 21A

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Sat, Jul 25

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About this home

324 RINGWOOD CIRCLE

Don’t miss your chance to own this luxury 4-bedroom, 2-bath pool home retreat in the highly sought-after Tuscawilla Forest. Beautifully designed for everyday living and comfortable formality, this home offers an open layout with multiple living spaces. Walk in to a formal conversation area followed by a chef's kitchen with all granite countertops, and backsplashes. A spacious primary bedroom with an en suite spa like bathroom featuring large his and hers walk-in closets, a custom carrara quartz double vanity, and tied together with modern organic finishes. Step outside to your private fully fenced backyard oasis, featuring a sparkling pool and expansive outdoor area perfect for relaxing evenings, weekend gatherings, and enjoying the Florida nature. Ideally located near shopping, dining, parks, top-rated schools, and major roadways, this home provides the perfect combination of convenience, comfort, and modern luxury.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,941

Sqft

0.26 ac

Lot size

2

Garage

1983

Year built

One

Levels

$288

Per sqft

Private poolPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorKitchen/Family Room Combo · Primary Bedroom Main Floor · Split Bedroom · Thermostat
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesWest
ParkingDriveway · Off Street · On Street
ExteriorLighting · Private Yard · Rain Gutters · Sidewalk

Community & fees

HOA fee$21/mo
Taxes (2026)$2,841/yr
PetsCats OK, Dogs OK, Yes
CommunityNone · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,956 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,291
FHA mortgage insurance (est.)$247
Property tax — 2026 actual bill$237
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,565Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,565
Interest rate6.00%
Loan term

Estimated payment

$3,956/mo

Principal & interest$3,291
FHA mortgage insurance (est.)$247
Property taxes (actual bill)$237
HOA / condo fee$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $559K
$437KedgeAI estimate $506,729 · range $455K$592K$616K

vs edgeAI estimate

+10.3%

$/sqft vs Winter Springs actives

$288 vs $238

Days on market

8 vs 38 typical

Where $288/sqft sits among the 134 Winter Springs actives

31
31
31
23
10 · this home
8
$174–202$202–231$231–259$259–288$288–316$316+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deer Run

Map of 324 RINGWOOD CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando22 min
Orlando Int’l Airport (MCO)30 min
Universal Orlando35 min
Walt Disney World47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Springs. See the full Winter Springs guide →

Deer Run — neighborhood snapshot

Population

4,282

Median age

43

Median income

$89,934

Median home value

$327,186

Avg household

3

Households w/ children

507

For the school run

Seminole County School District

ElementarySterling Park Elementary School★★★★★
HighLake Howell High School★★★★★
MiddleTuskawilla Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Springs market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$420K$462K

Winter Springs median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

90 of 134

Winter Springs actives have cut their price

Median sold price, Winter Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the WINTER SPRINGS 32708 median. See the full Winter Springs market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $559,000 · 8 days on market since
1983Built · DEER RUN UNIT 21A

Reality check

What actually sold near 324 RINGWOOD CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

337 RINGWOOD CIRCLESold · Feb ’26

$520,000

337 RINGWOOD CIRCLE · same community

4 bd · 2 ba · 1,931 sqft · $269/sqft · 20 DOM

4052 FALLING LILLY COURTSold · Nov ’25

$330,000

4052 FALLING LILLY COURT

5 bd · 3.5 ba · 1,960 sqft · $168/sqft · 256 DOM

3876 WHITE BIRCH RUNSold · Dec ’25

$360,000

3876 WHITE BIRCH RUN

5 bd · 3.5 ba · 1,966 sqft · $183/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 324 RINGWOOD CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 324 RINGWOOD CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

324 RINGWOOD CIRCLE FAQs

What would the monthly payment be for 324 RINGWOOD CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,956/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 324 RINGWOOD CIRCLE?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 324 RINGWOOD CIRCLE?+

The most recent tax bill on record (2026) was $2,841. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 324 RINGWOOD CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Springs?+

At $559,000, this home is listed about 33% above the Winter Springs median of $420,000. The market section on this page shows how the area is trending.

Which schools are assigned to 324 RINGWOOD CIRCLE?+

Sterling Park Elementary School (elementary), Lake Howell High School (high), Tuskawilla Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of VELOCITY · Tyler Allen. MLS #O6425839.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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