2867 MIDSWEET AVENUE, ST CLOUD, FL, 34772
Active6 days on marketListed Jul 17, 2026MLS #O6425763
About this home
2867 MIDSWEET AVENUE
Under Construction. The stunning Colton Villa blends luxury and convenience, featuring 2 bedrooms and 2 bathrooms in a thoughtfully designed layout that maximizes both comfort and style. The open-concept kitchen, café, and gathering room are filled with natural light, creating an inviting and spacious atmosphere. With impressive 9'4" ceilings and an abundance of windows, this home feels open and airy. The sliding glass door opens to a covered lanai, seamlessly extending the living space and creating a perfect flow between indoor and outdoor areas. The kitchen is a true centerpiece, designed for both elegance and functionality. It features stainless steel Whirlpool appliances – including the refrigerator, 42” Landen Quill soft-close cabinetry, Silestone Quartz countertops, an upgraded faucet, and a stainless-steel sink. Whether you're preparing a gourmet meal or entertaining guests, this kitchen has everything you need. Tucked at the rear of the home for maximum privacy, the owner’s suite offers a luxurious retreat. The spa-like en suite bathroom features a frameless glass-enclosed shower, an enclosed toilet, a quartz-topped dual vanity, and a linen closet—creating the perfect environment for relaxation. The secluded secondary bedroom and bathroom provide an additional layer of privacy, offering a tranquil space when you need it most. Designer-curated finishes elevate every corner of this home, including extra LED Downlight packages and 2” faux wood blinds. Luxury touches like comfort-height toilets, Whirlpool washer and dryer, and Wood-Look Luxury Vinyl Plank by Shaw flooring enhance the home's style and comfort. Tile graces the bathrooms and laundry room, enhancing the overall aesthetic. This home offers the perfect combination of luxury, convenience, and modern design—an ideal place to live and relax.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,321
Sqft
0.09 ac
Lot size
2
Garage
2026
Year built
One
Levels
$257
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,890 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,890/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7%
Days on market
6 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2867 MIDSWEET AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2867 MIDSWEET AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2867 MIDSWEET AVENUE FAQs
What would the monthly payment be for 2867 MIDSWEET AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,890/mo — principal and interest, the actual property-tax bill, the $352/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2867 MIDSWEET AVENUE?+
The association fee works out to $352 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2867 MIDSWEET AVENUE?+
The most recent tax bill on record (2025) was $2,760. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2867 MIDSWEET AVENUE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $339,420, this home is listed about 20% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2867 MIDSWEET AVENUE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34772 market on paper
$339,420 is 8% below the ST CLOUD 34772 median of $369,999.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a St Cloud market that averages 33 — if it fits, move quickly.
Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC · Adrienne Escott. MLS #O6425763.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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