42 ARMOYAN DRIVE, PALM COAST, FL, 32137
Active21 days on marketListed Jul 16, 2026MLS #O6425671
About this home
42 ARMOYAN DRIVE
Pre-Construction. To be built. What's Special: Covered Extended Lanai | Pond View | 3 Full Baths | Flex Room | Gourmet Kitchen. New Construction - December Completion! Welcome to the Havana at 42 Armoyan Drive in Colbert Landings! Explore this new single-story home offering a bright and inviting layout with a seamless flow for everyday living. The foyer opens to a versatile flex space and a secondary bedroom with a nearby full bath, creating ideal options for guests or a home office. At the heart of the home, the gourmet kitchen with a spacious island overlooks the casual dining area and great room, with a pocket sliding glass door leading to a covered lanai for easy indoor-outdoor living. The private primary suite is tucked at the back, featuring a generous bedroom, well-appointed bath and walk-in closet. Two additional secondary bedrooms, a shared full bath, and a centrally located laundry room which connects to the primary closet, add comfort and convenience throughout. Ideally located east of I-95, this community offers quick access to beaches, the Matanzas River, and nearby dining and retail. Spanning nearly 300 acres, it features preserve and water view homesites, natural tree coverage, and adjacent conservation land with trails. Planned amenities include a clubhouse, resort-style pool, parks, playground, and pickleball. Additional Highlights Include: shower in place of tub in bath 3, 8' interior doors, pre-plumb water softener loop, pre-plumb for future laundry sink in the garage, extended tile flooring into the primary bedroom, GE refrigerator, and cushion close drawers in the kitchen. Photos are for representative purposes only. MLS#O6425671
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,394
Sqft
0.16 ac
Lot size
2
Garage
2026
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,387 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,852/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.3%
$/sqft vs COLBERT LANDINGS
$212 vs $207
Days on market
21 vs 50 typical
Where $212/sqft sits among the 19 homes for sale in COLBERT LANDINGS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
4 of 19
COLBERT LANDINGS have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 42 ARMOYAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$435,000
33 ARMOYAN DRIVE · same community
4 bd · 3 ba · 2,394 sqft · $182/sqft · 57 DOM
Sold · Nov ’25$416,700
24 ARMOYAN DRIVE · same community
4 bd · 3 ba · 2,394 sqft · $174/sqft · 79 DOM
Sold · Dec ’25$420,000
18 ARMOYAN DRIVE · same community
4 bd · 3 ba · 2,394 sqft · $175/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 42 ARMOYAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42 ARMOYAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
42 ARMOYAN DRIVE FAQs
What would the monthly payment be for 42 ARMOYAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,387/mo — principal and interest, estimated property taxes, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 42 ARMOYAN DRIVE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 42 ARMOYAN DRIVE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 42 ARMOYAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $507,140, this home is listed about 27% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 42 ARMOYAN DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$507,140 runs 32% above the PALM COAST 32137 median — but at 2,394 sqft it's also 27% larger than the typical Palm Coast listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC · Michelle Campbell. MLS #O6425671.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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