820 RUGBY STREET, ORLANDO, FL, 32804
Active18 days on marketListed Jul 16, 2026MLS #O6425577
About this home
820 RUGBY STREET
Welcome to 820 Rugby Street, a charming 3-bedroom, 2-bath home where timeless character meets modern convenience in the heart of one of Orlando's most sought-after neighborhoods. Perfectly positioned on a corner lot just steps from Edgewater Drive, you'll enjoy easy access to College Park's beloved restaurants, boutiques, coffee shops, parks, and year-round community events. Inside, beautiful original hardwood floors add warmth and character throughout, while thoughtful updates provide peace of mind, including a BRAND-NEW ROOF and an updated kitchen. The light-filled floor plan offers comfortable everyday living and plenty of space for entertaining. An attached TWO-CAR GARAGE provides ample parking and additional storage. Step outside to your own private backyard oasis featuring a sparkling SWIMMING POOL, perfect for relaxing or entertaining while enjoying Florida's sunshine year-round. Whether you're looking for a home full of classic charm, modern updates, or an unbeatable walkable location, 820 Rugby Street truly offers the best of College Park living. Don't miss this rare opportunity to own a beautiful home in one of Orlando's most desirable neighborhoods.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,472
Sqft
0.19 ac
Lot size
2
Garage
1958
Year built
One
Levels
$442
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,299 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,299/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.8%
$/sqft vs Orlando actives
$442 vs $251
Days on market
18 vs 40 typical
Where $442/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside College Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
College Park — neighborhood snapshot
Population
13,067
Median age
40
Median income
$138,730
Median home value
$568,949
Avg household
2
Households w/ children
1,278
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $409K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
169 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the ORLANDO 32804 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 820 RUGBY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$580,000
902 N WESTMORELAND DRIVE
2 bd · 2.5 ba · 1,468 sqft · $395/sqft · 3 DOM
Sold · Mar ’26$399,000
908 HILLARY COURT UNIT 15
2 bd · 2.5 ba · 1,443 sqft · $277/sqft · 28 DOM
Sold · Nov ’25$220,000
908 HILLARY COURT UNIT 15
2 bd · 2.5 ba · 1,443 sqft · $152/sqft · 188 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 820 RUGBY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 820 RUGBY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
820 RUGBY STREET FAQs
What would the monthly payment be for 820 RUGBY STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,299/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 820 RUGBY STREET?+
The most recent tax bill on record (2025) was $4,667. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Orlando?+
At $649,900, this home is listed about 65% above the Orlando median of $394,900. The market section on this page shows how the area is trending.
Which schools are assigned to 820 RUGBY STREET?+
Lake Silver Elementary (elementary), Edgewater High (high), College Park Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY HUB · Crystal Maier. MLS #O6425577.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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