1280 YELLOW FINCH DRIVE, DAVENPORT, FL, 33837
Pending21 days on marketListed Jul 20, 2026MLS #O6425501
About this home
1280 YELLOW FINCH DRIVE
Welcome to this beautiful 3 bedroom, 2 bathroom townhome located in the desirable gated community of Atria at Ridgewood Lakes in Davenport, FL. This modern home features an open concept layout with a spacious living area, a well appointed kitchen with plenty of cabinet space, and a comfortable dining area perfect for entertaining family and friends. The bedrooms with generous space and privacy, while the home provides the convenience of a one car garage and a low maintenance lifestyle. Enjoy living in a private, gated community with sidewalks, green spaces, and a peaceful atmosphere. Ideally located near major highways, shopping, restaurants, golf courses, and everyday conveniences. The home offers easy access to I-4, US-27, Posner Park shopping center, and is just a short drive to Orlando’s world-famous attractions, including Walt Disney World. Don’t miss the opportunity to make this beautiful Davenport townhome your next home! Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,720
Sqft
0.04 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Davenport actives
$1 vs $189
Days on market
21 vs 55 typical
Where $1/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Ridgewood Lakes Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,280/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Ridgewood Lakes Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Ridgewood Lakes Village is a short-term-rental community. See the full guide →
Ridgewood Lakes Village — neighborhood snapshot
Population
3,034
Median age
53
Median income
$70,380
Median home value
$328,641
Avg household
3
Households w/ children
303
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
156 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 1280 YELLOW FINCH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$268,000
1256 YELLOW FINCH DRIVE · same community
3 bd · 2.5 ba · 1,720 sqft · $156/sqft · 169 DOM
Sold · Jun ’26$260,000
1289 YELLOW FINCH DRIVE · same community
3 bd · 2.5 ba · 1,720 sqft · $151/sqft · 59 DOM
Sold · Apr ’26$261,000
1366 YELLOW FINCH DRIVE · same community
3 bd · 2.5 ba · 1,720 sqft · $152/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1280 YELLOW FINCH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1280 YELLOW FINCH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1280 YELLOW FINCH DRIVE FAQs
What would the monthly payment be for 1280 YELLOW FINCH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 1280 YELLOW FINCH DRIVE be rented short-term?+
Yes — this home sits inside Ridgewood Lakes Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1280 YELLOW FINCH DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $1,800, this home is listed about 100% below the Davenport median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1280 YELLOW FINCH DRIVE?+
Horizons Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ELEGANT REALTY LLC · Kissandra Macanthony. MLS #O6425501.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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