David Ramirez
$400,0003 bd2 ba1,942 sqft$206 /sqft$3,847 /mo all-in ↓

1426 ELLEN LANE, APOPKA, FL, 32712

Active12 days on marketListed Jul 21, 2026MLS #O6425492

Priced 15% below the APOPKA 32712 medianSingle Family ResidenceARIANE HILLS SUB

About this home

1426 ELLEN LANE

Welcome to this beautifully updated 3-bedroom, 2-bath home, where modern upgrades, energy efficiency, and versatile living come together. Thoughtfully designed for comfort and flexibility, the home features a private entrance to the third bedroom, making it ideal for guests, multi-generational living or a home office. Inside, you'll find a freshly painted interior, new light fixtures, an updated kitchen, renovated bathrooms, and a new roof installed in 2023, providing both style and peace of mind. A new tankless water heater (2026) adds modern efficiency and convenience, while double-pane, ENERGY STAR® qualified storm windows enhance comfort and energy savings. The security system conveys with the home, offering added convenience and peace of mind. One of the home's most valuable features is the extensive solar panel system, which will be fully paid off by the seller at closing. The new owner can immediately enjoy the benefits of substantially reduced utility costs without assuming any solar loan payments. Whether you're searching for a primary residence or investment property, this move-in-ready home offers the perfect combination of modern updates, energy efficiency, and flexible living space in a desirable location. Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,942

Sqft

0.17 ac

Lot size

1984

Year built

One

Levels

$206

Per sqft

Inside

FlooringLaminate
AppliancesRange · Refrigerator · Tankless Water Heater
InteriorKitchen/Family Room Combo · Walk-In Closet(s)
LaundryInside
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationBlock
FacesNortheast
ExteriorPrivate Entrance

Community & fees

Taxes (2025)$13,867/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,847 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$1,156
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$3,847/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$1,156
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$353KedgeAI estimate $402,587 · range $367K$514K$534K

vs edgeAI estimate

−0.6%

$/sqft vs Apopka actives

$206 vs $218

Days on market

12 vs 28 typical

Where $206/sqft sits among the 400 Apopka actives

56
108 · this home
116
72
21
27
$156–183$183–210$210–238$238–265$265–292$292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apopka

Map of 1426 ELLEN LANE

Drive times from this address

Downtown Orlando29 min
Universal Orlando33 min
Walt Disney World39 min
Orlando Int’l Airport (MCO)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apopka. See the full Apopka guide →

APOPKA 32712 — neighborhood snapshot

Population

49,522

Median age

41.9

Median income

$106,264

Median home value

$389,900

Avg household

3.04

Households w/ children

5,838

For the school run

Orange County School District

MiddleApopka Middle★★★★
ElementaryDream Lake Elementary★★★★★
HighApopka High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apopka market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$399K$415K

Apopka median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

179 of 400

Apopka actives have cut their price

Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the APOPKA 32712 median. See the full Apopka market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $400,000 · 12 days on market since
1984Built · ARIANE HILLS SUB

Reality check

What actually sold near 1426 ELLEN LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2369 ELLEN LANESold · Mar ’26

$285,000

2369 ELLEN LANE · same community

3 bd · 2 ba · 1,000 sqft · $285/sqft · 54 DOM

630 VIA MILANOSold · Jul ’26

$360,000

630 VIA MILANO

3 bd · 2 ba · 1,944 sqft · $185/sqft · 146 DOM

751 VIA MILANOSold · Aug ’25

$406,000

751 VIA MILANO

3 bd · 2 ba · 1,909 sqft · $213/sqft · 102 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1426 ELLEN LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1426 ELLEN LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1426 ELLEN LANE FAQs

What would the monthly payment be for 1426 ELLEN LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,847/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1426 ELLEN LANE?+

The most recent tax bill on record (2025) was $13,867. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Apopka?+

At $400,000, this home is listed about 11% below the Apopka median of $448,952. The market section on this page shows how the area is trending.

Which schools are assigned to 1426 ELLEN LANE?+

Apopka Middle (middle), Dream Lake Elementary (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BHHS FLORIDA REALTY · Nancy Morales. MLS #O6425492.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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