16276 SAINT MARTIN STREET, CLERMONT, FL, 34714
Active22 days on marketListed Jul 16, 2026MLS #O6425429
About this home
16276 SAINT MARTIN STREET
Experience the perfect blend of luxury, flexibility, and investment potential in this exceptional 10-bedroom, 8-bath residence offering over 4,300 square feet of thoughtfully designed living space. Built in 2024, this expansive two-story floor plan is ideal for large families, multigenerational living, or maximizing short-term rental opportunities. The open-concept design creates a seamless flow between the chef-inspired kitchen, spacious gathering areas, and outdoor living space, while generously sized bedrooms and multiple private suites provide comfort and privacy for every guest. Located within the highly sought-after Windsor Cay Resort, residents and guests enjoy an outstanding collection of resort-style amenities, including a spectacular clubhouse, resort pool with lazy river, fitness center, mini golf, sports courts, playgrounds, arcade, and gated security—creating a true vacation lifestyle just outside your front door. Positioned in the heart of Central Florida’s premier vacation corridor, this home offers unparalleled convenience with easy access to Walt Disney World, Universal Orlando, world-class golf courses, shopping, dining, and major highways including US-192, SR-429, and I-4. Whether you’re searching for a luxury vacation retreat, a high-performing investment property, or a spacious primary residence, this remarkable home delivers an exceptional combination of location, lifestyle, and long-term value.
Facts & features
The home at a glance
10
Bedrooms
8
Bathrooms
4,376
Sqft
0.13 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,245 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,245/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WINDSOR CAY
$297 vs $286
Days on market
22 vs 42 typical
Where $297/sqft sits among the 7 homes for sale in WINDSOR CAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34714 — neighborhood snapshot
Population
26,826
Median age
34.2
Median income
$74,470
Median home value
$343,600
Avg household
2.82
Households w/ children
3,295
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $451K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
0 of 7
WINDSOR CAY have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 262% above the CLERMONT 34714 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 16276 SAINT MARTIN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,159,000
15878 CALM KEY LOOP · same community
10 bd · 8 ba · 4,382 sqft · $264/sqft · 0 DOM
Sold · May ’26$1,165,870
16051 COASTAL COVE LANE · same community
10 bd · 8 ba · 4,382 sqft · $266/sqft · 0 DOM
Sold · May ’26$1,112,510
16022 COASTAL COVE LANE · same community
10 bd · 8 ba · 4,382 sqft · $254/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16276 SAINT MARTIN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16276 SAINT MARTIN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16276 SAINT MARTIN STREET FAQs
What would the monthly payment be for 16276 SAINT MARTIN STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,245/mo — principal and interest, the actual property-tax bill, the $467/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16276 SAINT MARTIN STREET?+
The association fee works out to $467 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16276 SAINT MARTIN STREET?+
The most recent tax bill on record (2025) was $13,459. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16276 SAINT MARTIN STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $1,299,000, this home is listed about 177% above the Clermont median of $469,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16276 SAINT MARTIN STREET?+
Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,299,000 runs 262% above the CLERMONT 34714 median — but at 4,376 sqft it's also nearly twice the size of the typical Clermont listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of INTEREALTY SERVICE · Emma Yue. MLS #O6425429.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clermont homes, in your inbox
Like 16276 SAINT MARTIN STREET but not quite? A daily digest of every new listing in Clermont — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →