David Ramirez
$399,9004 bd3 ba2,222 sqft$180 /sqft$2,726 /mo all-in ↓

13218 SW 29TH CIRCLE, OCALA, FL, 34473

Active9 days on marketListed Jul 15, 2026MLS #O6425402

New constructionSingle Family ResidenceMARION OAKS UNIT 7

About this home

13218 SW 29TH CIRCLE

Virtually Staged. Under Construction. ** PHOTOS FROM A MODEL HOME ** New house for sale in Ocala | Completion OCT/26 | No HOA | No CDD | CORNER LOT, in a high-growth area! This beautifully designed 4-bedroom, 3-bathroom home offers the perfect combination of modern living, flexibility, and investment potential. Situated on a premium oversized corner lot, the property provides extra outdoor space, enhanced privacy, and strong long-term appreciation potential. A standout feature is the fully independent in-law suite with its own private entrance, bedroom, full bathroom, spacious walk-in closet, living room, kitchen, and laundry area—ideal for multigenerational living, guests, or potential rental income. The main residence features an open-concept layout that seamlessly connects the living, dining, and kitchen areas, creating a bright and inviting atmosphere. The kitchen comes equipped with appliances, beautiful stone countertops, and ample workspace for everyday living and entertaining. The builder incorporated extensive upgrades throughout, delivering a refined home with attention to detail and quality finishes. Once inside you are greeted by the seamlessly Expansive 10' Ceiling throughout the entire home. The main living area is centered around the Living Room with stunning 8' triple panel sliding glass door that overlooks the covered lanai which perfectly integrates the indoor/outdoor living space. The spacious primary suite serves as a private retreat, complete with a large walk-in closet and an elegant en-suite bathroom featuring a relaxing soaking tub, tastefully designed shower with glass enclosure, oversized dual sinks and private water closet. Additional bedrooms offers generous space and built-in storage for convenience and functionality. The open-concept floor plan is enhanced by high ceilings and seamless integration of the living, dining, and kitchen areas. Luxury vinyl flooring and Ceramic Tile flooring extends throughout the home, providing durability and a contemporary aesthetic. The kitchen and bathrooms are appointed with Quartz countertops adding an elegant touch to the finishes, high end Backsplash on the kitchen complemented by a walk-in Pantry and Stainless Steel appliances, including a refrigerator, microwave, dishwasher, and electric range. 2-car garage with Epoxy flooring. Conveniently located near schools, shopping, restaurants, supermarkets, and pharmacies, with easy access to major roadways. Just approximately 30 minutes from the World Equestrian Center and about 1 hour from Orlando, area attractions, and international airports. **Zoned for the New High School (opens Aug/2026)** This residence presents a well-balanced blend of modern design, upgraded finishes, and practical layout in a growing residential area. Whether you're looking for a primary residence, multigenerational living solution, or an investment opportunity, this exceptional property offers versatility, comfort, and value in a rapidly growing Ocala location. Property Highlights • RARE Independent In-Law Suite/Studio with Private Entrance • 10’ Ceilings Throughout • 8’ Triple-Panel Sliding Glass Door to Covered Lanai • Open-Concept Floor Plan with Abundant Natural Light • Luxury Vinyl & Tile Flooring Throughout (No Carpet) • Stainless Steel Appliance Package Included + Walk-In Pantry • Spacious Primary Suite with Spa-Style Bathroom ( Freestanding Tub/Glass-Enclosed Shower/Dual Vanities/Private Water Closet/Large Walk-In Closet) • 2-Car Garage with Epoxy Flooring

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,222

Sqft

0.25 ac

Lot size

2

Garage

2026

Year built

One

Levels

$180

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ParkingGarage Door Opener
ExteriorGarden · Lighting · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$421/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,726 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$35
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$2,726/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$35
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$331KedgeAI estimate $365,145 · range $345K$411K$427K

vs edgeAI estimate

+9.5%

$/sqft vs Ocala actives

$180 vs $181

Days on market

9 vs 43 typical

Where $180/sqft sits among the 400 Ocala actives

125
164 · this home
67
14
3
27
$122–165$165–208$208–252$252–295$295–338$338+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 13218 SW 29TH CIRCLE

Drive times from this address

Downtown Orlando66 min
Universal Orlando69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34473 — neighborhood snapshot

Population

25,030

Median age

39.4

Median income

$70,559

Median home value

$242,400

Avg household

2.98

Households w/ children

3,117

For the school run

Marion County School District

MiddleHorizon Academy At Marion Oaks★★★★
ElementarySunrise Elementary School★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

154 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the OCALA 34473 median. See the full Ocala market guide →

Paper trail

This home's history

Jul 15, 2026Listed at $399,900 · 9 days on market since
2026Built · MARION OAKS UNIT 7

Reality check

What actually sold near 13218 SW 29TH CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13360 SW 43RD AVE ROADSold · Mar ’26

$299,990

13360 SW 43RD AVE ROAD · same community

4 bd · 2 ba · 2,134 sqft · $141/sqft · 150 DOM

2998 SW 131ST PLACE ROADSold · Nov ’25

$355,000

2998 SW 131ST PLACE ROAD · same community

4 bd · 3 ba · 2,092 sqft · $170/sqft · 39 DOM

3926 SW 133RD LOOPSold · Jul ’26

$321,900

3926 SW 133RD LOOP · same community

4 bd · 3 ba · 2,033 sqft · $158/sqft · 104 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13218 SW 29TH CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13218 SW 29TH CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13218 SW 29TH CIRCLE FAQs

What would the monthly payment be for 13218 SW 29TH CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,726/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13218 SW 29TH CIRCLE?+

The most recent tax bill on record (2025) was $421. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13218 SW 29TH CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $399,900, this home is listed about 34% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13218 SW 29TH CIRCLE?+

Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WRA BUSINESS & REAL ESTATE · Otavio Gusson Zambelli. MLS #O6425402.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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