10109 MARSH PINE CIRCLE, ORLANDO, FL, 32832
Active5 days on marketListed Jul 17, 2026MLS #O6425355
About this home
10109 MARSH PINE CIRCLE
Welcome to one of the most desirable addresses in Lake Nona and this UPDATED 5-bedroom, 3-bath POOL HOME in the GATED ~ GOLF COMMUNITY of North Shore at Lake Hart – delivering the space, upgrades, and lifestyle you have been searching for! Major improvements include a NEWER WATER HEATER (2024), modern ceiling fans installed throughout (2023), three beautifully REMODELED BATHROOMS (2021-2023), new carpet in the living room and upstairs (2021), and a NEW ROOF in (2018), giving peace of mind for years to come. Set on a premium CONSERVATION LOT with mature landscaping and exceptional curb appeal, this home features a functional floor plan with room for everyone. Formal living and dining spaces welcome you at the foyer before opening to a spacious family room and an impressive chef's kitchen. Designed with both style and function in mind, the kitchen showcases timeless shaker-style cabinetry, sleek countertops with a complementary backsplash, a contrasting PREP ISLAND, breakfast bar seating, upgraded STAINLESS STEEL APPLIANCES, pantry storage, UPGRADED FIXTURES, and a sunny breakfast nook overlooking the pool, all with seamless flow into the family room for effortless entertaining. The flexible layout includes a MAIN FLOOR FLEX ROOM or 5TH BEDROOM with custom built-ins, perfect for a home office, guest suite, or playroom. Upstairs, a loft with a built-in desk creates the ideal homework or work-from-home space. The expansive PRIMARY SUITE is a true retreat, offering an oversized WALK-IN CLOSET with CUSTOM ORGANIZATION and a tastefully updated en-suite bath. A second bedroom also features a walk-in closet, while bedrooms three and four have an updated full bath between them. Every bedroom is equipped with CUSTOM CLOSET ORGANIZATION SYSTEMS, and a Murphy bed on the main floor provides additional versatility for guests. Crown molding and the PLANTATION SHUTTERS throughout add elevated style, while thoughtful upgrades create a home that feels both elegant and functional. Step outside to your own private backyard oasis where a COVERED PAVER LANAI overlooks the SCREENED SALT WATER POOL, complete with built-in seating, a relaxing sun shelf, and peaceful WOODED ~ CONSERVATION VIEWS. Whether entertaining friends or enjoying a quiet evening at home, this outdoor living space is designed to be enjoyed year-round. Residents of North Shore at Lake Hart enjoy a LOW HOA with NO CDD along with outstanding amenities including a GATED ENTRANCE, community pool, fitness center, playground, sports courts, golf course, golf-cart-friendly streets, and a SCENIC LAKEFRONT DOCK and fishing pier on beautiful Lake Hart. Zoned for TOP-RATED SCHOOLS and just minutes from Medical City, Orlando International Airport, major highways, shopping, dining, and everything Lake Nona has to offer, this exceptional home combines location, lifestyle, and lasting value in one incredible package. This is the Lake Nona pool home you have been waiting for – call today to schedule a tour!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,002
Sqft
0.18 ac
Lot size
3
Garage
2002
Year built
Two
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,478 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,478/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.2%
$/sqft vs Orlando actives
$250 vs $239
Days on market
5 vs 34 typical
Where $250/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Shore At Lake Hart
Get to know Orlando. See the full Orlando guide →
North Shore At Lake Hart — neighborhood snapshot
Population
2,994
Median age
46
Median income
$133,169
Median home value
$459,658
Avg household
3
Households w/ children
390
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
148 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% above the ORLANDO 32832 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 10109 MARSH PINE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$765,000
9543 OLD CYPRESS COURT · same community
5 bd · 3 ba · 2,946 sqft · $260/sqft · 1 DOM
Sold · Oct ’25$620,000
9627 OLD MARSH COURT · same community
4 bd · 2 ba · 2,368 sqft · $262/sqft · 44 DOM
Sold · May ’26$799,000
9633 OLD MARSH COURT · same community
5 bd · 3 ba · 3,769 sqft · $212/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10109 MARSH PINE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10109 MARSH PINE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10109 MARSH PINE CIRCLE FAQs
What would the monthly payment be for 10109 MARSH PINE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,478/mo — principal and interest, the actual property-tax bill, the $194/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10109 MARSH PINE CIRCLE?+
The association fee works out to $194 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10109 MARSH PINE CIRCLE?+
The most recent tax bill on record (2025) was $9,551. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10109 MARSH PINE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $750,000, this home is listed about 92% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10109 MARSH PINE CIRCLE?+
Moss Park Elementary (elementary), Innovation Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$750,000 runs 76% above the ORLANDO 32832 median — but at 3,002 sqft it's also nearly twice the size of the typical Orlando listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Orlando market that averages 34 — if it fits, move quickly.
04Strong assigned schools
Moss Park Elementary, Innovation Middle, Lake Nona High — Moss Park Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6425355.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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