197 JETTY WAY, DAVENPORT, FL, 33897
Active19 days on marketListed Jul 14, 2026MLS #O6425220
About this home
197 JETTY WAY
TURNKEY VACATION HOME IN WINDSOR ISLAND RESORT – FULLY FURNISHED & READY TO GENERATE INCOME Experience the perfect blend of luxury, comfort, and investment potential at 197 Jetty Way, an exceptional 5-bedroom, 4.5-bathroom townhome located within the prestigious Windsor Island Resort—one of Central Florida’s most desirable vacation rental communities. Sold fully furnished and professionally decorated, this move-in-ready property is ideal as a personal vacation retreat or a high-performing short-term rental from day one. The thoughtfully designed floor plan features a convenient first-floor guest suite, a spacious upstairs loft that serves as an additional entertainment area, and a private screened lanai where guests can unwind after enjoying everything Central Florida has to offer. The open-concept living spaces are designed to accommodate families and larger groups comfortably, combining modern finishes, stylish décor, and functional living areas to create an unforgettable vacation experience. This home offers an excellent location within the community, allowing you to walk to the clubhouse and resort amenities with ease. The private lanai faces south, providing all-day sun exposure, and offers enhanced privacy with a high rear wall and no rear neighbors—perfect for relaxing in a peaceful and secluded setting. As part of Windsor Island Resort, owners and guests enjoy access to an impressive collection of resort-style amenities, including multiple swimming pools, a lazy river, splash park, fitness center, miniature golf, tennis and basketball courts, clubhouse, poolside bar, arcade, and numerous recreational activities for all ages. Conveniently located just minutes from Walt Disney World, Universal Orlando Resort, championship golf courses, shopping, dining, and major highways, this property offers outstanding convenience for both vacationers and owners. Whether you're searching for a turnkey investment property, a second home, or a vacation residence that offers excellent income potential and long-term appreciation, this beautifully maintained home is an outstanding opportunity. Schedule your private tour today and discover everything this exceptional Windsor Island Resort property has to offer.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
2,293
Sqft
0.06 ac
Lot size
2021
Year built
Two
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,572 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,572/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6%
$/sqft vs WINDSOR ISLAND RESORT
$216 vs $223
Days on market
19 vs 42 typical
Where $216/sqft sits among the 8 homes for sale in WINDSOR ISLAND RESORT
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Windsor Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Windsor Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Windsor Island is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
3 of 8
WINDSOR ISLAND RESORT have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 197 JETTY WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$480,000
1360 LAVA TREE DRIVE · same community
5 bd · 4.5 ba · 2,293 sqft · $209/sqft · 89 DOM
Sold · Sep ’25$470,000
271 JETTY WAY · same community
5 bd · 4.5 ba · 2,293 sqft · $205/sqft · 52 DOM
Sold · Jun ’26$550,000
1637 KONA LANE · same community
5 bd · 4 ba · 2,504 sqft · $220/sqft · 152 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 197 JETTY WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 197 JETTY WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
197 JETTY WAY FAQs
What would the monthly payment be for 197 JETTY WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,572/mo — principal and interest, the actual property-tax bill, the $712/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 197 JETTY WAY?+
The association fee works out to $712 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 197 JETTY WAY?+
The most recent tax bill on record (2025) was $6,802. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 197 JETTY WAY be rented short-term?+
Yes — this home sits inside Windsor Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 197 JETTY WAY?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $495,000, this home is listed about 27% above the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 197 JETTY WAY?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$495,000 runs 46% above the DAVENPORT 33897 median — but at 2,293 sqft it's also 18% larger than the typical Davenport listing.
02Zoned for nightly rentals
Windsor Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Know the monthly fee
The association fee is $712/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA CONNEXION PROPERTIES · Mulcy Tenorio. MLS #O6425220.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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