1604 BIRCHFIELD COVE, OVIEDO, FL, 32765
Active23 days on marketListed Jul 14, 2026MLS #O6425187
About this home
1604 BIRCHFIELD COVE
Immediate Occupancy. Do you want to make Oviedo, FL your home and live in luxury? If that's a yes, this brand-new home in a Beautiful and privately gated subdivision with a community pool is the one you are looking for! Recently voted “One of the Best Cities to Live” and having "A" Rated Schools, Oviedo is the perfect place to settle down. Its prime location, near Hwy 417, in desirable downtown Winter Park, UCF, Siemens, and close to shopping and restaurants, makes it even more special. This fabulous Birchwood Model offers three bedrooms, 2 ½ baths, and an upstairs loft. Entertain your guests in a spacious and bright kitchen that showcases 42" cabinets, quartz countertops, stainless steel appliances, a closet pantry, and an island with a seating area. Wind down in the spacious family room, which is open to the kitchen with 10-foot ceilings downstairs. Peace and serenity come with the outside screened lanai, and your private backyard. The owner’s suite features an oversized walk-in closet and an en-suite bathroom with a double sink, quartz countertops, and elegant plumbing fixtures. To help you get an idea of the layout and features, please refer to the attached documents, including the floorplan, feature sheet, and site plan. Experience luxury and serenity to the fullest with this beautiful new home! -Tenants are responsible for all utilities. --Landscaping included (provided by HOA) HOMEOWNERS ASSOCIATION (HOA): - HOA fees are covered by the landlord. Applicants are considered for the following: 1-Credit score (Must have 650 or higher) 2- Full Background screening 3- Eviction report. All applicants 18 and older must apply separately, no eviction history and a gross monthly income of 3x monthly rent. Required documents include 3 months of bank statements, 3 last pay stubs, W-2s or tax returns, and contact info for employers/landlords (they will be contacted). 12-month leases or longer offered. Driver’s license photo is required. NO PETS ALLOWED & NO SMOKING ALLOWED First month's rent AND security deposit due upon signing. To apply please go to this link https://apply.link/q6AKws0
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,877
Sqft
0.05 ac
Lot size
1
Garage
2026
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oviedo actives
$2 vs $250
Days on market
23 vs 32 typical
Where $2/sqft sits among the 200 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
108 of 200
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1604 BIRCHFIELD COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$450,000
1639 BIRCHFIELD COVE · same community
3 bd · 2.5 ba · 1,962 sqft · $229/sqft · 221 DOM
Sold · Oct ’25$490,000
1632 SLASH PINE PLACE
4 bd · 2.5 ba · 1,884 sqft · $260/sqft · 47 DOM
Sold · Apr ’26$486,000
1673 LAKELET LOOP
4 bd · 2 ba · 1,846 sqft · $263/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1604 BIRCHFIELD COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1604 BIRCHFIELD COVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1604 BIRCHFIELD COVE FAQs
What would the monthly payment be for 1604 BIRCHFIELD COVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1604 BIRCHFIELD COVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $2,900, this home is listed about 99% below the Oviedo median of $517,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1604 BIRCHFIELD COVE?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EMBASSY REAL ESTATE, INC. · Janette Jordan. MLS #O6425187.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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