35491 SHADE FERN LANE, ZEPHYRHILLS, FL, 33541
Active33 days on marketListed Jul 14, 2026MLS #O6425045
About this home
35491 SHADE FERN LANE
Newly listed! Welcome to this amazingly spacious 3-bedroom, 2-bathroom single-family home, ideally located in the heart of the desirable Hidden Creek community. As you step inside, you will immediately appreciate the open-concept floor plan, soaring ceilings, and abundance of natural light. The kitchen, the heart of the home, features a large center island that's perfect for meal preparation, entertaining, or showcasing your culinary skills. It also offers beautiful granite countertops, solid wood cabinetry with ample storage, and stainless steel appliances. Each bedroom is generously sized, providing comfort, privacy, and plenty of closet space for all your storage needs. Start your mornings or unwind in the evenings on your private patio while enjoying peaceful, tranquil views of the community pond. Hidden Creek offers outstanding community amenities, including a playground, dog park, and community pool, making it easy to enjoy Florida living year-round. Conveniently located near excellent restaurants, Tampa Premium Outlets, and The Shoppes at Wiregrass, this home also provides easy access to SR 54, US 301, and I-75, making commuting to Tampa and surrounding areas a breeze. Do not miss your opportunity to make this beautiful home yours. Schedule your private showing today, your perfect home awaits! We show properties seven days a week.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,412
Sqft
0.11 ac
Lot size
2
Garage
2022
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Zephyrhills actives
$1 vs $170
Days on market
33 vs 52 typical
Where $1/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
226 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 35491 SHADE FERN LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$309,900
35530 SHADE FERN LANE · same community
3 bd · 2 ba · 1,412 sqft · $219/sqft · 102 DOM
Sold · Jul ’26$279,000
35145 DAISY MEADOW LOOP · same community
3 bd · 2 ba · 1,440 sqft · $194/sqft · 49 DOM
Sold · Mar ’26$270,000
34847 DAISY MEADOW LOOP · same community
3 bd · 2.5 ba · 1,605 sqft · $168/sqft · 279 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 35491 SHADE FERN LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35491 SHADE FERN LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
35491 SHADE FERN LANE FAQs
What would the monthly payment be for 35491 SHADE FERN LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 35491 SHADE FERN LANE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $1,900, this home is listed about 99% below the Zephyrhills median of $324,995. The market section on this page shows how the area is trending.
Which schools are assigned to 35491 SHADE FERN LANE?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BAHIA INTERNATIONAL REALTY · Raul Aleman. MLS #O6425045.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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