872 BAY LAKE COURT, CASSELBERRY, FL, 32707
Active31 days on marketListed Jul 16, 2026MLS #O6425035
About this home
872 BAY LAKE COURT
Lakefront Florida living at its finest! Welcome to 872 Bay Lake Court, a beautifully renovated 3-bedroom, 3-bath lakefront townhouse offering comfortable living in the heart of Casselberry and chain of lakes access. Designed with a practical two-story layout, this home blends comfort, style, and everyday functionality. Abundant natural light fills the interior, creating a warm and inviting atmosphere throughout. Adding to its appeal, the roof was replaced in July 2026, providing valuable peace of mind for the new owner. The thoughtfully designed floor plan features spacious living and dining areas with plenty of room to relax, gather, and entertain. One bedroom and a full bathroom are conveniently located on the first floor, offering flexibility for guests, multigenerational living, or those seeking first-floor accommodations. The former garage has been professionally converted into additional living space, creating a versatile flex room that can easily serve as a private home office, media room, fitness area, playroom, or hobby space to fit your lifestyle. Outdoor living is a standout feature with a covered and screened patio overlooking the lake. This peaceful retreat is perfect for enjoying your morning coffee, dining outdoors, or simply unwinding while taking in the tranquil water views. Conveniently located next door to the community boat ramp, with chain of lakes access, this home offers unlimited connection to outdoor recreation and the beauty of its natural surroundings. Ideally located in Casselberry, the property is close to shopping, dining, parks, schools, and everyday conveniences. Residents enjoy easy access to nearby lakes, walking trails, community recreation, major roadways, Winter Park, Maitland, Altamonte Springs, and many other Central Florida destinations, making this an exceptional place to call home. **This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.**
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,406
Sqft
0.07 ac
Lot size
1986
Year built
Two
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,009 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,009/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Casselberry actives
$267 vs $215
Days on market
31 vs 38 typical
Where $267/sqft sits among the 91 Casselberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Casselberry
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Casselberry. See the full Casselberry guide →
CASSELBERRY 32707 — neighborhood snapshot
Population
40,018
Median age
38
Median income
$66,780
Median home value
$305,000
Avg household
2.37
Households w/ children
4,866
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Casselberry market
$318K → $360K
Casselberry median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
51 of 91
Casselberry actives have cut their price
Median sold price, Casselberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the CASSELBERRY 32707 median. See the full Casselberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 872 BAY LAKE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$352,000
186 NORTHSHORE CIRCLE · same community
2 bd · 2 ba · 1,667 sqft · $211/sqft · 25 DOM
Sold · Aug ’25$315,000
401 ELM DRIVE
4 bd · 2 ba · 1,421 sqft · $222/sqft · 8 DOM
Sold · Apr ’26$360,000
107 THRUSH LANE
3 bd · 2 ba · 1,383 sqft · $260/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 872 BAY LAKE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 872 BAY LAKE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
872 BAY LAKE COURT FAQs
What would the monthly payment be for 872 BAY LAKE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,009/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 872 BAY LAKE COURT?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 872 BAY LAKE COURT?+
The most recent tax bill on record (2025) was $3,699. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 872 BAY LAKE COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Casselberry?+
At $375,000, this home is listed about 10% above the Casselberry median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 872 BAY LAKE COURT?+
Casselberry Elementary School (elementary), South Seminole Middle School (middle), Winter Springs High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$375,000 runs 36% above the CASSELBERRY 32707 median.
02Garden & Trees/Woods & Water views
The garden and trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Casselberry Elementary School, South Seminole Middle School, Winter Springs High School — Casselberry Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $385,000, now $375,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Thomas Nickley, Jr. MLS #O6425035.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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