David Ramirez
$215,000$225,0003 bd1.5 ba1,144 sqft$188 /sqft$1,770 /mo all-in ↓

439 W WISCONSIN AVENUE, DELAND, FL, 32720

Active14 days on marketListed Jul 28, 2026MLS #O6424954

Priced 34% below the DELAND 32720 medianReduced $10KSingle Family ResidenceOSTEENS BLK 120 S RR DELAND

About this home

439 W WISCONSIN AVENUE

Welcome home to this charming 3-bedroom, 1.5-bath residence conveniently located in the heart of DeLand! Offering over 1,100 square feet of living space, this home features a functional floor plan, comfortable living areas, and abundant natural light throughout. Enjoy peace of mind with a BRAND-NEW ROOF installed in July 2026. Start your mornings or unwind in the evenings in the covered sunroom, overlooking the spacious backyard—perfect for entertaining, gardening, or simply relaxing. Additional features include a covered carport, an attached utility room, and a storage shed for extra storage and convenience. Ideally located just minutes from historic Downtown DeLand, Stetson University, shopping, dining, parks, and major roadways, this property offers an excellent opportunity for first-time homebuyers, investors, or anyone looking to enjoy everything DeLand has to offer. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

1,144

Sqft

0.19 ac

Lot size

1959

Year built

One

Levels

$188

Per sqft

Pets allowed

Inside

FlooringLaminate · Tile · Hardwood
AppliancesDishwasher · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesNorthwest
ParkingOn Street
ExteriorSidewalk

Community & fees

Taxes (2025)$2,992/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,770 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property tax — 2025 actual bill$249
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,525
Interest rate6.00%
Loan term

Estimated payment

$1,770/mo

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property taxes (actual bill)$249
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $215K
$206KedgeAI estimate $262,649 · range $257K$280K$291K

vs edgeAI estimate

−18.1%

$/sqft vs Deland actives

$188 vs $204

Days on market

14 vs 48 typical

Where $188/sqft sits among the 398 Deland actives

66
108 · this home
104
61
31
28
$142–170$170–198$198–226$226–254$254–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside West Deland Historic Residential District

Map of 439 W WISCONSIN AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando46 min
Universal Orlando58 min
Orlando Int’l Airport (MCO)65 min
Walt Disney World70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

West Deland Historic Residential District — neighborhood snapshot

Population

1,178

Median age

31

Median income

$62,379

Median home value

$258,508

Avg household

2

Households w/ children

86%

For the school run

Volusia County School District

MiddleSouthwestern Middle School★★★★★
HighDeland High School★★★★★
ElementaryCitrus Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$335K$349K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

207 of 398

Deland actives have cut their price

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% below the DELAND 32720 median. See the full Deland market guide →

Paper trail

This home's history

CurrentPrice reduced to $215,000 $10K
Jul 28, 2026Listed at $225,000 · 14 days on market since
1959Built · OSTEENS BLK 120 S RR DELAND

Reality check

What actually sold near 439 W WISCONSIN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

540 W MATHIS AVENUESold · May ’26

$185,000

540 W MATHIS AVENUE

3 bd · 2 ba · 1,152 sqft · $161/sqft · 387 DOM

611 S MONTGOMERY AVENUESold · Aug ’25

$255,000

611 S MONTGOMERY AVENUE

2 bd · 2 ba · 1,153 sqft · $221/sqft · 19 DOM

525 S DEXTER AVENUESold · Jun ’26

$214,000

525 S DEXTER AVENUE

2 bd · 1 ba · 1,129 sqft · $190/sqft · 141 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 439 W WISCONSIN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 439 W WISCONSIN AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

439 W WISCONSIN AVENUE FAQs

What would the monthly payment be for 439 W WISCONSIN AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,770/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 439 W WISCONSIN AVENUE?+

The most recent tax bill on record (2025) was $2,992. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 439 W WISCONSIN AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deland?+

At $215,000, this home is listed about 43% below the Deland median of $380,000. The market section on this page shows how the area is trending.

Which schools are assigned to 439 W WISCONSIN AVENUE?+

Southwestern Middle School (middle), Deland High School (high), Citrus Grove Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Mark Ramey. MLS #O6424954.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Deland homes, in your inbox

Like 439 W WISCONSIN AVENUE but not quite? A daily digest of every new listing in Deland — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 11, 2026 at 12:59 PM UTC. The listing information on this page last changed on August 11, 2026 at 12:59 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 11, 2026 at 12:59 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 11, 2026 at 12:59 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.