3104 BASS BOAT WAY, KISSIMMEE, FL, 34746
Active30 days on marketListed Jul 14, 2026MLS #O6424939
About this home
3104 BASS BOAT WAY
Love boating, fishing, golf, and breathtaking Florida sunsets? Welcome home! Nestled on a quiet cul-de-sac in the highly sought-after The Oaks Golf Club community, this beautifully maintained 5-bedroom, 3-bathroom home offers the ultimate Central Florida lifestyle. Enjoy a screened, heated pool, a spacious 3-car garage, and access to the navigable Kissimmee Chain of Lakes through Lake Tohopekaliga (Lake Toho)—perfect for boating, world-class bass fishing, water sports, and unforgettable sunsets. Convenience is one of this home’s greatest advantages. Within less than 2 miles, you’ll find Publix, banks, restaurants, department stores, a gas station, the post office, and a car wash. Historic Downtown Kissimmee is just minutes away, with easy access to Disney, Orlando International Airport, hospitals, major highways, and Orlando’s world-famous attractions. The spacious floor plan is ideal for everyday living, entertaining, or hosting guests, making this home perfect as a primary residence, second home, or investment property. With low HOA fees, an established golf course community, and a location that combines recreation, convenience, and natural beauty, this home offers an exceptional opportunity to experience the very best of Florida living.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,798
Sqft
0.23 ac
Lot size
3
Garage
2012
Year built
Two
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,700 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,700/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.7%
$/sqft vs Kissimmee actives
$232 vs $209
Days on market
30 vs 55 typical
Where $232/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shingle Creek Reserve At The Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Shingle Creek Reserve At The Oaks — neighborhood snapshot
Population
1,583
Median age
47
Median income
$69,121
Median home value
$331,700
Avg household
3
Households w/ children
126
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
188 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3104 BASS BOAT WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$650,000
3105 BASS BOAT WAY · same community
4 bd · 2.5 ba · 2,882 sqft · $226/sqft · 29 DOM
Sold · May ’26$520,000
3113 BASS BOAT WAY · same community
5 bd · 3.5 ba · 3,170 sqft · $164/sqft · 116 DOM
Sold · Jan ’26$400,000
2983 BOATING BOULEVARD · same community
4 bd · 2 ba · 2,099 sqft · $191/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3104 BASS BOAT WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3104 BASS BOAT WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3104 BASS BOAT WAY FAQs
What would the monthly payment be for 3104 BASS BOAT WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,700/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3104 BASS BOAT WAY?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3104 BASS BOAT WAY?+
The most recent tax bill on record (2025) was $9,277. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3104 BASS BOAT WAY?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $650,000, this home is listed about 72% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3104 BASS BOAT WAY?+
Pleasant Hill Elementary School (elementary), Horizon Middle School (middle), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WRA BUSINESS & REAL ESTATE · Simone Mocelin. MLS #O6424939.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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