David Ramirez
$619,0004 bd2.5 ba2,891 sqft$214 /sqft$4,586 /mo all-in ↓

932 LOST GROVE CIRCLE, WINTER GARDEN, FL, 34787

Active9 days on marketListed Jul 15, 2026MLS #O6424937

Single Family ResidenceGROVE PK/STONE CREST A-E

About this home

932 LOST GROVE CIRCLE

A home that's finally been paid attention to. Four bedrooms, two-and-a-half baths, 2,891 square feet. A full 2022 refresh. New roof, new water heater, new softener, new stainless appliances, EV charger in the garage. Inside, warm wood flooring runs uninterrupted through the main floor, from the foyer and dedicated office space into the kitchen and living area that anchors the back of the home. Fresh white cabinets, durable granite counters, stainless appliances, custom tile backsplash. A kitchen you'll love to use and to look at. The bay window pulls in the morning light over the breakfast nook, and the living space is big enough for the family gatherings you'll actually host. Then the rarity, a massive fully screened lanai on brick pavers that stretches the width of the home with ample space to entertain a party of two or twenty, along with a long serving counter ready for a grill setup, drinks station, or whatever the party calls for. Past the screen, the yard is vinyl and stone fenced, artificial turf underfoot so you're not wasting Saturdays mowing. Upstairs, the primary suite carries real volume with a tray ceiling, plus a separate flex space that reads as a sitting area, office, or nursery, really whatever you need it to be. Two walk-in closets built out with custom shelving, and a bath with dual vanities, garden tub, and separate shower. The other three bedrooms are generously sized, all fitted with custom built-ins in the closets. You'd be pleased to know the beauty extends beyond the home itself and into where it sits. You're two minutes from Winter Garden Village. Target runs, AdventHealth, restaurants, shopping for the retail-therapy days, all of it. Ten minutes north drops you onto Plant Street: Crooked Can, the Saturday farmers market, the West Orange Trail running twenty-two miles through the middle of it. Disney sits twenty minutes away so close enough for a Tuesday afternoon, far enough that the tourism doesn't reach here. Not to mention the pool, tennis courts, playground, and clubhouse are all a short walk from the front door, so you don't have to leave the neighborhood to have a good time. If a picture is worth a thousand words, walking through is worth a lifetime. Come see it in person!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,891

Sqft

0.15 ac

Lot size

2

Garage

2007

Year built

Two

Levels

$214

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener
ExteriorIrrigation System · Lighting · Outdoor Shower · Sidewalk · Sliding Doors

Community & fees

HOA fee$95/mo
Taxes (2025)$9,109/yr
PetsYes
CommunityDeed Restrictions · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,586 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,340
PMI (est., until 20% equity)$232
Property tax — 2025 actual bill$759
HOA fee — from the listing$95
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,900
Interest rate6.00%
Loan term

Estimated payment

$4,586/mo

Principal & interest$3,340
PMI (est., until 20% equity)$232
Property taxes (actual bill)$759
HOA / condo fee$95
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $619K
$594KedgeAI estimate $664,334 · range $634K$758K$788K

vs edgeAI estimate

−6.8%

$/sqft vs Winter Garden actives

$214 vs $262

Days on market

9 vs 31 typical

Where $214/sqft sits among the 400 Winter Garden actives

79 · this home
143
89
37
26
26
$175–221$221–268$268–314$314–360$360–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Stone Crest

Map of 932 LOST GROVE CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando21 min
Walt Disney World23 min
Universal Orlando23 min
Orlando Int’l Airport (MCO)35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Stone Crest — neighborhood snapshot

Population

1,512

Median age

42

Median income

$107,995

Median home value

$562,500

Avg household

3

Households w/ children

98%

For the school run

Orange County School District

HighWest Orange High★★★★
ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$580K$570K

Winter Garden median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

162 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Jul 15, 2026Listed at $619,000 · 9 days on market since
2007Built · GROVE PK/STONE CREST A-E

Reality check

What actually sold near 932 LOST GROVE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

621 LOST GROVE CIRCLESold · Sep ’25

$520,000

621 LOST GROVE CIRCLE · same community

4 bd · 2.5 ba · 2,521 sqft · $206/sqft · 28 DOM

831 LOST GROVE CIRCLESold · Dec ’25

$760,000

831 LOST GROVE CIRCLE · same community

5 bd · 4 ba · 3,472 sqft · $219/sqft · 4 DOM

13150 MORO COURTSold · Apr ’26

$630,000

13150 MORO COURT · same community

5 bd · 3 ba · 3,516 sqft · $179/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 932 LOST GROVE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 932 LOST GROVE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

932 LOST GROVE CIRCLE FAQs

What would the monthly payment be for 932 LOST GROVE CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,586/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 932 LOST GROVE CIRCLE?+

The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 932 LOST GROVE CIRCLE?+

The most recent tax bill on record (2025) was $9,109. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 932 LOST GROVE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $619,000, this home is listed about 5% above the Winter Garden median of $589,945. The market section on this page shows how the area is trending.

Which schools are assigned to 932 LOST GROVE CIRCLE?+

West Orange High (high), Sunridge Elementary (elementary), Sunridge Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Romario Gabbidon. MLS #O6424937.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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