4806 FINLEY DRIVE, DAVENPORT, FL, 33837
Active20 days on marketListed Jul 14, 2026MLS #O6424885
About this home
4806 FINLEY DRIVE
Welcome home to Hartford Terrace in Davenport! A new community in the flourishing city of Davenport will feature a collection of single-family homes and townhomes with a variety of onsite amenities and a location near everything – shopping, dining, entertainment, schools, and major highways. Located just off Highway 27, Hartford Terrace offers Smart Home technology in all homes, a resort style community pool with cabana, a sports field, playground, dog stations, walking trails, and 1-Gig high speed internet and streaming TV included in the HOA. The new construction quick move-in two-story Winthrop home enjoys- 4 bedrooms, 3 full bathrooms, a powder room, an open-concept kitchen, café, and gathering room, a flex room, a spacious loft, a covered lanai and a 2-car garage. Upon entry, you are greeted by the flex room and powder room. The stunning foyer continues past the laundry room towards the kitchen, gathering room and café - which overlook the covered lanai thanks to the pocket sliding glass door. The Winthrop’s kitchen features a corner walk-in pantry, a large center island, Whirlpool stainless-steel appliances-including a refrigerator, microwave vented to the exterior, elegant Elkins White cabinets, a decorative tile backsplash, and quartz countertops. The owner’s suite is located on the main level of your home and features an en suite bathroom with a walk-in closet, dual sinks, a double quartz-topped vanity, a private water closet and a glass enclosed shower. Upstairs you'll find your spacious loft, three bedrooms, and two bathrooms. Professionally curated design selections include tile flooring in the main living areas, bathrooms, and laundry room and Shaw brand stain-resistant carpet in the bedrooms and loft. Enjoy the convenience of modern living with a smart thermostat, video doorbell, and LED downlighting. This home includes everything you need to get started—refrigerator, washer, dryer, and blinds—so you can relax and enjoy the luxury of your new home from day one. With its stunning design and thoughtful touches, the Winthrop home provides the perfect blend of luxury and functionality for today’s lifestyle.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,894
Sqft
0.13 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,284 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,284/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.2%
$/sqft vs Davenport actives
$157 vs $190
Days on market
20 vs 50 typical
Where $157/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33837 — neighborhood snapshot
Population
45,144
Median age
37.7
Median income
$75,861
Median home value
$297,700
Avg household
2.96
Households w/ children
5,646
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $355K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
174 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 4806 FINLEY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$455,430
3262 ELLSWORTH AVENUE · same community
4 bd · 3.5 ba · 2,894 sqft · $157/sqft · 12 DOM
Sold · Dec ’25$391,290
3515 WEAVER WAY · same community
5 bd · 3 ba · 2,615 sqft · $150/sqft · 5 DOM
Sold · Mar ’26$389,090
3285 ELLSWORTH AVENUE · same community
5 bd · 3 ba · 2,615 sqft · $149/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4806 FINLEY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4806 FINLEY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4806 FINLEY DRIVE FAQs
What would the monthly payment be for 4806 FINLEY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,284/mo — principal and interest, the actual property-tax bill, the $99/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4806 FINLEY DRIVE?+
The association fee works out to $99 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4806 FINLEY DRIVE?+
The most recent tax bill on record (2025) was $1,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4806 FINLEY DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $453,990, this home is listed about 16% above the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4806 FINLEY DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC · Adrienne Escott. MLS #O6424885.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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