375 LOYMER CIRCLE, MERRITT ISLAND, FL, 32953
Active22 days on marketListed Jul 17, 2026MLS #O6424861
About this home
375 LOYMER CIRCLE
Discover elevated Florida living in this impeccably maintained 4-bedroom, 2.5-bath residence, where sophisticated design & exceptional attention to detail come together in one stunning home. Perfectly positioned on a peaceful pond, this light-filled home offers an elegant blend of luxury & comfort with tranquil water views & unforgettable rocket launches right from your backyard. The open-concept floor plan is enhanced by high ceilings, designer lighting, & beautiful tile flooring throughout the entire home-offering a seamless, elegant look with absolutely no carpet. The gourmet kitchen is the true centerpiece, featuring quartz countertops, premium cabinetry, stainless steel appliances, & an oversized island opening to the spacious living & dining areas. Step outside to the covered lanai, complete with a remote controlled retractable screen that invites refreshing coastal breezes while keeping insects at bay. This home offers luxury & the coveted Space Coast lifestyle you want.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,435
Sqft
0.27 ac
Lot size
3
Garage
2022
Year built
One
Levels
$277
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,580 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,580/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.3%
$/sqft vs Merritt Island actives
$277 vs $258
Days on market
22 vs 55 typical
Where $277/sqft sits among the 43 Merritt Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Merritt Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Merritt Island. See the full Merritt Island guide →
MERRITT ISLAND 32953 — neighborhood snapshot
Population
24,834
Median age
48.2
Median income
$84,248
Median home value
$394,300
Avg household
2.54
Households w/ children
2,533
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Merritt Island market
$430K → $607K
Merritt Island median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
24 of 43
Merritt Island actives have cut their price
Median sold price, Merritt Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the MERRITT ISLAND 32953 median. See the full Merritt Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 375 LOYMER CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$450,000
4380 N TROPICAL TRAIL
3 bd · 3 ba · 2,436 sqft · $185/sqft · 91 DOM
Sold · Feb ’26$530,000
160 GRANT ROAD
4 bd · 2 ba · 2,400 sqft · $221/sqft · 26 DOM
Sold · Oct ’25$566,000
345 LAKE POINT PLACE
3 bd · 2 ba · 2,484 sqft · $228/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 375 LOYMER CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 375 LOYMER CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
375 LOYMER CIRCLE FAQs
What would the monthly payment be for 375 LOYMER CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,580/mo — principal and interest, the actual property-tax bill, the $108/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 375 LOYMER CIRCLE?+
The association fee works out to $108 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 375 LOYMER CIRCLE?+
The most recent tax bill on record (2025) was $4,998. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 375 LOYMER CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Merritt Island?+
At $675,000, this home is listed about 17% above the Merritt Island median of $574,900. The market section on this page shows how the area is trending.
Which schools are assigned to 375 LOYMER CIRCLE?+
Merritt Island High School (high), Mila Elementary School (elementary), Thomas Jefferson Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$675,000 runs 82% above the MERRITT ISLAND 32953 median — but at 2,435 sqft it's also 35% larger than the typical Merritt Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Merritt Island High School, Mila Elementary School, Thomas Jefferson Middle School — Thomas Jefferson Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL LIFE PROPERTIES LLC · Jenn Clements. MLS #O6424861.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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