1529 ALLIGATOR STREET, ST CLOUD, FL, 34771
Active9 days on marketListed Jul 14, 2026MLS #O6424716
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About this home
1529 ALLIGATOR STREET
Motivated Seller.....This gorgeous Heated Saltwater Pool with fully paid-off Solar Panels. This FULLY FENCED.....corner lot property showcases 4 bedrooms, 3 bathrooms in well desired community of Turtle Creek St Cloud only minutes away from Lake Nona. Get to enjoy a chef's dream modern kitchen with a lavish granite island. The open floor plan concept is excellent for spending time with family and friends. Main bedroom features double sinks with separate shower & tub, and a walk-in closet. The other three bedrooms have ample closet space, and celling fans. Garage with an attic pull down ladder & ceiling racks). Sprinkler system, covered porch, & impact windows. Living Room and Office TV included. Patio / Pool Furniture available for sale as well at $500 (grill not included). FULLY PAID OFF SOLAR PANELS........Property is located near Saint Cloud's downtown district, Lake Nona, Medical Center, VA Medical Center, Orlando Airport, major theme parks, shops, restaurants and Turnpike.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,776
Sqft
0.2 ac
Lot size
3
Garage
2017
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,297 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,297/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.8%
Days on market
9 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1529 ALLIGATOR STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1529 ALLIGATOR STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1529 ALLIGATOR STREET FAQs
What would the monthly payment be for 1529 ALLIGATOR STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,297/mo — principal and interest, the actual property-tax bill, the $74/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1529 ALLIGATOR STREET?+
The association fee works out to $74 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1529 ALLIGATOR STREET?+
The most recent tax bill on record (2025) was $7,208. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1529 ALLIGATOR STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $599,900, this home is listed about 41% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1529 ALLIGATOR STREET?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of KEY CLASSIC REALTY LLC · Allison James-Ellis. MLS #O6424716.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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