4321 BAYSIDE DRIVE, KISSIMMEE, FL, 34746
Active19 days on marketListed Jul 16, 2026MLS #O6424710
About this home
4321 BAYSIDE DRIVE
$10,000 Seller Concession with a Full-Price purchase! Use it toward closing costs, prepaid expenses, or a rate buy-down (subject to lender approval). Welcome to 4321 Bayside Dr, a move-in ready 3-bedroom, 2-bath pool home on a desirable corner lot in Kissimmee. Out back you'll find a screened-in pool, covered lanai, and fully fenced pool area your own private spot to relax, entertain, or soak up the Florida sunshine. Tucked in a prime Kissimmee location, you're just minutes from shopping, dining, golf courses, and major highways, with easy access to Central Florida's world-famous theme parks and attractions. Everything you need and everything that makes this area so popular is right at your doorstep. Whether you're looking for your next home, a seasonal getaway, or a smart investment, this one delivers. The community allows short-term rentals, making it a great fit for investors too. Don't miss this Florida pool home with a $10,000 buyer incentive built in. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,426
Sqft
0.16 ac
Lot size
2
Garage
1996
Year built
One
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,858 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,858/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6%
$/sqft vs Kissimmee actives
$270 vs $208
Days on market
19 vs 52 typical
Where $270/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Creekside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Creekside is a short-term-rental community. See the full guide →
Creekside — neighborhood snapshot
Population
1,395
Median age
39
Median income
$67,353
Median home value
$280,200
Avg household
3
Households w/ children
113
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $355K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
164 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 4321 BAYSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$285,000
10180 WINDING RIVER ROAD · same community
3 bd · 2 ba · 1,920 sqft · $148/sqft · 11 DOM
Sold · Apr ’26$355,000
9982 BISHOP CREEK WAY · same community
3 bd · 2 ba · 1,920 sqft · $185/sqft · 213 DOM
Sold · Apr ’26$380,000
10102 WINDING RIVER ROAD · same community
3 bd · 2 ba · 1,920 sqft · $198/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4321 BAYSIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4321 BAYSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4321 BAYSIDE DRIVE FAQs
What would the monthly payment be for 4321 BAYSIDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,858/mo — principal and interest, the actual property-tax bill, the $28/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4321 BAYSIDE DRIVE?+
The association fee works out to $28 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4321 BAYSIDE DRIVE?+
The most recent tax bill on record (2025) was $2,808. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4321 BAYSIDE DRIVE be rented short-term?+
Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4321 BAYSIDE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $384,900, this home is listed about 2% above the Kissimmee median of $378,995. The market section on this page shows how the area is trending.
Which schools are assigned to 4321 BAYSIDE DRIVE?+
Kissimmee Middle School (middle), Central Avenue Elementary School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$384,900 runs 10% above the KISSIMMEE 34746 median.
02Zoned for nightly rentals
Creekside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04The price has already moved
Listed at $385,000, now $384,900 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY OF AMERICA · Fazl Aljahmee. MLS #O6424710.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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