David Ramirez
$1,995,0004 bd4 ba3,440 sqft$580 /sqft$12,563 /mo all-in ↓

922 N PENNSYLVANIA AVENUE, WINTER PARK, FL, 32789

Active26 days on marketListed Jul 14, 2026MLS #O6424685

Single Family ResidenceTANTUM ADD

About this home

922 N PENNSYLVANIA AVENUE

Truly a rare Winter Park offering. Perfectly positioned along the dogleg of the fourth fairway of the historic Winter Park 9-Hole Golf Course, this beautifully renovated four-bedroom, four-bath Mediterranean residence seamlessly blends timeless architectural character with sophisticated modern living. Rich in charm and thoughtfully updated throughout, the home welcomes you with an elegant living room featuring a gas fireplace, classic built-in shelving and abundant natural light. At the heart of the home is a stunning chef's kitchen, complete with custom floor-to-ceiling cabinetry, premium Thermador appliances, a charming breakfast nook and an inviting bar with wine refrigeration that flows effortlessly into the formal dining room, ideal for entertaining. A distinguished first-floor office offers an exceptional work-from-home environment, showcasing a breathtaking custom wall of built-in shelving, cabinetry and an integrated desk. This versatile space also serves beautifully as a library or den. Upstairs, all four bedrooms provide privacy and comfort. The luxurious primary suite features two separate closets, a spacious spa-inspired bath with a soaking tub overlooking the golf course and a private covered balcony perfect for enjoying peaceful morning coffee or evening sunsets. A generously sized secondary suite offers exceptional flexibility with its own custom walk-in closet, en suite bath and private rear staircase, making it ideal for guests, multigenerational living or a secluded retreat. Two additional bedrooms and a well-appointed full bath complete the second level. Updated features include smart house lighting, cabinet and shelving accent lighting, custom built-ins and much more. Designed to embrace Florida's indoor-outdoor lifestyle, the home offers a screened porch accessible from both the dining room and breakfast nook, creating an inviting space for year-round entertaining. Two additional open patios provide the perfect setting to relax while enjoying picturesque golf course views and the tranquil surroundings. Perhaps the home's greatest luxury is its exceptional location. Just steps from the boutiques, acclaimed restaurants, sidewalk cafés and vibrant atmosphere of Park Avenue, this residence offers an unmatched Winter Park lifestyle. Convenient access to downtown Orlando, major hospitals, world-renowned attractions and both Orlando International and Orlando Executive airports makes everyday living as effortless as it is elegant. This is a rare opportunity to own a beautifully updated Mediterranean home in one of Winter Park's most coveted and locations.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,440

Sqft

0.17 ac

Lot size

2

Garage

2001

Year built

Two

Levels

$580

Per sqft

FireplaceGolf Course viewPets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Heat Pump · Zoned

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesNorth
ParkingCircular Driveway
ExteriorAwning(s) · Balcony · French Doors · Irrigation System · Lighting · Rain Gutters · Sidewalk

Community & fees

Taxes (2025)$10,684/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Propane · Public · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$12,563 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,765
PMI (est., until 20% equity)$748
Property tax — 2025 actual bill$890
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $199,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $199,500
Interest rate6.00%
Loan term

Estimated payment

$12,563/mo

Principal & interest$10,765
PMI (est., until 20% equity)$748
Property taxes (actual bill)$890
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.0M
$977KedgeAI estimate $1,188,402 · range $1.0M$1.3M$2.1M

vs edgeAI estimate

+67.9%

$/sqft vs Winter Park actives

$580 vs $343

Days on market

26 vs 44 typical

Where $580/sqft sits among the 318 Winter Park actives

112
85
50
24 · this home
19
28
$146–285$285–424$424–564$564–703$703–842$842+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Park

Map of 922 N PENNSYLVANIA AVENUE

Drive times from this address

Downtown Orlando12 min
Universal Orlando25 min
Orlando Int’l Airport (MCO)32 min
Walt Disney World37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

WINTER PARK 32789 — neighborhood snapshot

Population

26,884

Median age

44.4

Median income

$100,213

Median home value

$695,000

Avg household

2.13

Households w/ children

2,125

For the school run

Orange County School District

ElementaryLakemont Elementary★★★★★
MiddleMaitland Middle★★★★★
HighWinter Park High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$470K$512K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

145 of 318

Winter Park actives have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 157% above the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $1,995,000 · 26 days on market since
2001Built · TANTUM ADD

Reality check

What actually sold near 922 N PENNSYLVANIA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1417 MILLER AVENUESold · Jan ’26

$1,707,880

1417 MILLER AVENUE

5 bd · 4 ba · 3,312 sqft · $516/sqft · 183 DOM

1733 HARMON AVENUESold · Sep ’25

$1,595,000

1733 HARMON AVENUE

5 bd · 4.5 ba · 3,267 sqft · $488/sqft · 27 DOM

525 LAKEVIEW AVENUESold · Apr ’26

$1,390,000

525 LAKEVIEW AVENUE

4 bd · 4.5 ba · 3,253 sqft · $427/sqft · 254 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 922 N PENNSYLVANIA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 922 N PENNSYLVANIA AVENUE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

922 N PENNSYLVANIA AVENUE FAQs

What would the monthly payment be for 922 N PENNSYLVANIA AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,563/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 922 N PENNSYLVANIA AVENUE?+

The most recent tax bill on record (2025) was $10,684. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 922 N PENNSYLVANIA AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Park?+

At $1,995,000, this home is listed about 233% above the Winter Park median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 922 N PENNSYLVANIA AVENUE?+

Lakemont Elementary (elementary), Maitland Middle (middle), Winter Park High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,995,000 runs 157% above the WINTER PARK 32789 median — but at 3,440 sqft it's also nearly twice the size of the typical Winter Park listing.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Lakemont Elementary, Maitland Middle, Winter Park High — Winter Park High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBY'S INTL. REALTY · Mick Night. MLS #O6424685.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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