David Ramirez
$410,0004 bd3 ba2,478 sqft$165 /sqft$2,791 /mo all-in ↓

3880 SW 131ST PLACE RD, OCALA, FL, 34473

Active20 days on marketListed Jul 13, 2026MLS #O6424681

New constructionSingle Family ResidenceMARION OAKS UN 07

About this home

3880 SW 131ST PLACE RD

Ask about our Builder Incentives! High end luxury meets affordability in this stunning 4-bedroom 3-bathroom 3 car garage home situated on a central lot close to all things Ocala! Stand out features include Frost White Quartz countertops, designer tile selections in all the bathrooms, Samsung stainless steel appliances plus washer and dryer, 9'4'' ceiling & 8' doors throughout the entire home, LVP flooring throughout (NO CARPET), and so much more. From the moment you arrive you will notice the oversized 3 car garage driveway with ample parking and tasteful stacked-stone accents. Once inside, you will love the open floor plan with the living room, dining room and kitchen all flowing together in perfect harmony. The kitchen features 42'' upper cabinets, walk-in pantry, and an oversized island that is sure be the statement piece of this home. The Master suite is expansive with tray ceiling, dual sink vanity with makeup station, huge walk-in closet, and gorgeous seamless glass shower. Guest bedrooms are all very well sized with 2 bedrooms sharing a jack and jill bathroom with dual sinks. Indoor utility room with tons of natural light will make laundry your favorite chore. The secluded covered lanai is perfect for grilling or just relaxing with family and friends. This home won't last long, so schedule your private tour today before it's too late!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,478

Sqft

0.23 ac

Lot size

3

Garage

2026

Year built

One

Levels

$165

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener · Ground Level · Oversized
ExteriorIrrigation System · Lighting · Private Yard · Sliding Doors · Sprinkler Metered

Community & fees

Taxes (2025)$438/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Private · Public · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,791 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,414
FHA mortgage insurance (est.)$181
Property tax — 2025 actual bill$37
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,350
Interest rate6.00%
Loan term

Estimated payment

$2,791/mo

Principal & interest$2,414
FHA mortgage insurance (est.)$181
Property taxes (actual bill)$37
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $410K
$365KedgeAI estimate $396,336 · range $380K$425K$442K

vs edgeAI estimate

+3.4%

$/sqft vs MARION OAKS UN 07

$165 vs $169

Days on market

20 vs 43 typical

Where $165/sqft sits among the 13 homes for sale in MARION OAKS UN 07

1
2
3 · this home
2
4
1
$133–144$144–155$155–166$166–178$178–189$189+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 3880 SW 131ST PLACE RD

Drive times from this address

Downtown Orlando70 min
Universal Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34473 — neighborhood snapshot

Population

25,030

Median age

39.4

Median income

$70,559

Median home value

$242,400

Avg household

2.98

Households w/ children

3,117

For the school run

Marion County School District

MiddleHorizon Academy At Marion Oaks★★★★
ElementarySunrise Elementary School★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

3 of 13

MARION OAKS UN 07 have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 64% above the OCALA 34473 median. See the full Ocala market guide →

Paper trail

This home's history

Jul 13, 2026Listed at $410,000 · 20 days on market since
2026Built · MARION OAKS UN 07

Reality check

What actually sold near 3880 SW 131ST PLACE RD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13370 SW 29TH CIRCLESold · Jul ’26

$245,000

13370 SW 29TH CIRCLE · same community

3 bd · 2 ba · 2,080 sqft · $118/sqft · 187 DOM

172 MARION OAKS TRAILSold · Jun ’26

$345,000

172 MARION OAKS TRAIL · same community

4 bd · 3 ba · 1,990 sqft · $173/sqft · 85 DOM

3381 SW 129TH LOOPSold · Jul ’26

$275,000

3381 SW 129TH LOOP · same community

4 bd · 2 ba · 1,919 sqft · $143/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3880 SW 131ST PLACE RD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3880 SW 131ST PLACE RD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3880 SW 131ST PLACE RD FAQs

What would the monthly payment be for 3880 SW 131ST PLACE RD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,791/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3880 SW 131ST PLACE RD?+

The most recent tax bill on record (2025) was $438. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3880 SW 131ST PLACE RD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $410,000, this home is listed about 37% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3880 SW 131ST PLACE RD?+

Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FL PRO BROKERS LLC · Jason Sirounis. MLS #O6424681.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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