David Ramirez
$450,0003 bd2 ba1,732 sqft$260 /sqft$3,516 /mo all-in ↓

5014 SAWDUST CIRCLE, OCOEE, FL, 34761

Active4 days on marketListed Jul 15, 2026MLS #O6424602

Private poolSingle Family ResidenceSAWMILL

About this home

5014 SAWDUST CIRCLE

Welcome home to this beautifully updated residence featuring an open floor plan designed for comfortable living and effortless entertaining. Located in a well-established neighborhood, this home offers numerous recent upgrades, including a new roof (2022), new A/C (2024), a remodeled kitchen (2022), fresh interior paint, and tile flooring throughout—no carpet anywhere. Large windows throughout the home fill each space with abundant natural light, creating a bright and welcoming atmosphere. The spacious living room flows seamlessly into the dining area and remodeled kitchen, making it easy to stay connected whether you're entertaining guests or enjoying everyday life. The kitchen features elegant quartz countertops, ample workspace, and a window above the sink overlooking your backyard retreat. Step outside to your own private backyard oasis, where a sparkling screened pool and spa provide the perfect place to relax or entertain year-round. The spacious pool deck, outdoor kitchen, and oversized backyard offer endless opportunities for cookouts, pool parties, or simply enjoying a peaceful Florida evening. The thoughtfully designed split-bedroom floor plan provides added privacy for the owner's suite. This inviting retreat features beautiful wood-look tile flooring, a spacious walk-in closet with custom built-in shelving, and a beautifully renovated ensuite bath complete with a tiled walk-in shower and a relaxing garden tub. On the opposite side of the home, you'll find two generously sized guest bedrooms with wood-look laminate flooring and a well-appointed guest bath featuring granite countertops and coordinating wood-look tile flooring. With modern updates, an open and airy layout, abundant natural light, and exceptional indoor-outdoor living, this move-in-ready home is ready for you to enjoy.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,732

Sqft

0.24 ac

Lot size

2

Garage

1990

Year built

One

Levels

$260

Per sqft

Private poolPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorFrench Doors · Private Yard · Sidewalk

Community & fees

HOA fee$13/mo
Taxes (2025)$5,941/yr
PetsYes
CommunityDeed Restrictions · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,516 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$495
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,516/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$495
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$294KedgeAI estimate $375,549 · range $306K$409K$468K

vs edgeAI estimate

+19.8%

$/sqft vs Ocoee actives

$260 vs $218

Days on market

4 vs 32 typical

Where $260/sqft sits among the 140 Ocoee actives

36
55
23 · this home
15
2
9
$167–200$200–232$232–265$265–298$298–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sawmill

Map of 5014 SAWDUST CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando24 min
Universal Orlando28 min
Orlando Int’l Airport (MCO)35 min
Walt Disney World40 min

Get to know Ocoee. See the full Ocoee guide →

Sawmill — neighborhood snapshot

Population

1,465

Median age

40

Median income

$95,733

Median home value

$327,153

Avg household

3

Households w/ children

214

For the school run

Orange County School District

ElementaryPrairie Lake Elementary★★★★★
HighWekiva High★★★★
MiddleOcoee Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocoee market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$456K$437K

Ocoee median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

77 of 140

Ocoee actives have cut their price

Median sold price, Ocoee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the OCOEE 34761 median. See the full Ocoee market guide →

Paper trail

This home's history

Jul 15, 2026Listed at $450,000 · 4 days on market since
1990Built · SAWMILL

Reality check

What actually sold near 5014 SAWDUST CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5018 LIGHTERWOOD COURTSold · Jul ’26

$350,000

5018 LIGHTERWOOD COURT · same community

4 bd · 2 ba · 1,767 sqft · $198/sqft · 4 DOM

7613 COLEBROOK DRIVESold · Mar ’26

$399,000

7613 COLEBROOK DRIVE

3 bd · 2 ba · 1,749 sqft · $228/sqft · 29 DOM

3326 SASSAQUIN COURTSold · Jan ’26

$369,900

3326 SASSAQUIN COURT

3 bd · 2 ba · 1,754 sqft · $211/sqft · 114 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5014 SAWDUST CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5014 SAWDUST CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5014 SAWDUST CIRCLE FAQs

What would the monthly payment be for 5014 SAWDUST CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,516/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5014 SAWDUST CIRCLE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5014 SAWDUST CIRCLE?+

The most recent tax bill on record (2025) was $5,941. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5014 SAWDUST CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocoee?+

At $450,000, this home is listed about 5% above the Ocoee median of $429,990. The market section on this page shows how the area is trending.

Which schools are assigned to 5014 SAWDUST CIRCLE?+

Prairie Lake Elementary (elementary), Wekiva High (high), Ocoee Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$450,000 runs 25% above the OCOEE 34761 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 4 days on market in a Ocoee market that averages 32 — if it fits, move quickly.

Listing courtesy of CENTURY 21 CARIOTI · Kristi Matthew. MLS #O6424602.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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