212 OVERLOOK DRIVE, WINTER HAVEN, FL, 33884
Active6 days on marketListed Jul 17, 2026MLS #O6424548
About this home
212 OVERLOOK DRIVE
Short Sale. Welcome home to a place where everyday living feels a little more relaxed. Nestled in an established Winter Haven neighborhood, this inviting home offers a wonderful blend of comfort, convenience, and the Florida lifestyle. Step inside to a spacious family room that serves as the heart of the home, offering plenty of space for gathering with friends, enjoying family time, or simply relaxing after a busy day. Just beyond, the screened lanai and sparkling pool create a private outdoor retreat, perfect for morning coffee, weekend barbecues, or unwinding in the Florida sunshine. Enjoy the added flexibility of living with no HOA while being just minutes from shopping, dining, parks, and everyday conveniences. Winter Haven's renowned Chain of Lakes, vibrant downtown, golf courses, and local attractions are all within easy reach, making it easy to enjoy everything this Central Florida community provides. Convenient access to major roadways puts both Orlando and Tampa within reach, offering the best of both worlds with nearby entertainment, employment centers, airports, and attractions while allowing you to come home to a peaceful residential setting. If you're looking for a home that combines inviting indoor and outdoor living with an exceptional location, this property is ready to welcome its next owner.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,731
Sqft
0.27 ac
Lot size
2
Garage
1973
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,410 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,410/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.9%
Days on market
6 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eloise Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
Eloise Woods — neighborhood snapshot
Population
3,227
Median age
43
Median income
$74,677
Median home value
$296,594
Avg household
3
Households w/ children
305
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$285K → $287K
Winter Haven median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the WINTER HAVEN 33884 median. See the full Winter Haven market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 212 OVERLOOK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 212 OVERLOOK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
212 OVERLOOK DRIVE FAQs
What would the monthly payment be for 212 OVERLOOK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,410/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 212 OVERLOOK DRIVE?+
The most recent tax bill on record (2025) was $4,212. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 212 OVERLOOK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $300,000, this home is listed about 5% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 212 OVERLOOK DRIVE?+
Denison Middle School (middle), Chain Of Lakes Elementary School (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES · Stacey Vazquez. MLS #O6424548.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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