995 STACY LANE, NEW SMYRNA BEACH, FL, 32168
Active23 days on marketListed Jul 15, 2026MLS #O6424542
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Upcoming open house
Sun, Aug 16
11:00 PM – 3:00 PM
About this home
995 STACY LANE
This must-see, custom-built home in New Smyrna Beach is a rare opportunity for luxurious lakefront living. No HOA. Nestled on a dead-end street, this state-of-the-art smart home with cameras and sound system offers breathtaking water views. Step into an open floor plan featuring 17' ceilings, 8’ glass easy sliders across the entire backside, and a stunning lanai with a heated salt pool with jets, outdoor kitchen/patio with electric screens and mosquito mister, all overlooking your private lake with a tranquil fountain. The gourmet kitchen is a chef’s dream with luxury appliances, soft-close wood cabinetry, a walk-in pantry, and elegant leathered granite countertops. The owner’s suite is a retreat of its own with huge walk-in closet, dual vanities, and a walk-in shower with dual shower heads. Guests or family will love their private bedroom with an ensuite bath and walk in closet, while a private office offers flexibility as a fourth bedroom. Additional highlights include a large laundry room, 3-car garage, Low-E impact-resistant tinted windows, 3’ wooden soffits, wireless thermostats, keyless entry, full-home generator, and an office/salon with its own side entrance. Minutes from I-95, New Smyrna Beach, great schools, Flagler Avenue, and historic Canal Street, this home blends high-end living with every imaginable luxury. The property also includes deeded lake access for docks and electric motors for boating and kayaking. Truly the best of all worlds: private deep water lakefront in the heart of New Smyrna. Don’t miss your chance to make this stunning estate your own oasis – this is NSB living at its finest.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,063
Sqft
0.26 ac
Lot size
3
Garage
2020
Year built
Two
Levels
$408
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,152 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,152/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.6%
$/sqft vs New Smyrna Beach actives
$408 vs $379
Days on market
23 vs 68 typical
Where $408/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32168 — neighborhood snapshot
Population
30,688
Median age
54.9
Median income
$72,967
Median home value
$310,200
Avg household
2.15
Households w/ children
2,507
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $445K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
208 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 239% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 995 STACY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$515,000
1515 LIVE OAK STREET · same community
3 bd · 3 ba · 1,882 sqft · $274/sqft · 68 DOM
Sold · Feb ’26$250,000
204 9TH STREET · same community
3 bd · 2 ba · 1,222 sqft · $205/sqft · 0 DOM
Sold · Mar ’26$730,000
2134 SWOOPE DRIVE
4 bd · 3.5 ba · 2,880 sqft · $253/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 995 STACY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 995 STACY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
995 STACY LANE FAQs
What would the monthly payment be for 995 STACY LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,152/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 995 STACY LANE?+
The most recent tax bill on record (2025) was $9,339. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $1,250,000, this home is listed about 143% above the New Smyrna Beach median of $514,950. The market section on this page shows how the area is trending.
Which schools are assigned to 995 STACY LANE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,250,000 runs 239% above the NEW SMYRNA BEACH 32168 median — but at 3,063 sqft it's also nearly twice the size of the typical New Smyrna Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ABUNDANCE REALTY GROUP LLC · Deborah Norton. MLS #O6424542.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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