David Ramirez
$965,0004 bd2.5 ba2,298 sqft$420 /sqft$6,919 /mo all-in ↓

10692 ROYAL CYPRESS WAY, ORLANDO, FL, 32836

Active25 days on marketListed Jul 13, 2026MLS #O6424516

Single Family ResidenceROYAL CYPRESS PRESERVE-PH 4

About this home

10692 ROYAL CYPRESS WAY

**4 Beds | 2.5 Baths | 2,298 Sq Ft | Single Story | Zoned for Windermere High School | Gateway to Golden Oak** Welcome to 10692 Royal Cypress Way, an impeccably maintained single-story home in the highly sought-after guard-gated community of Royal Cypress Preserve. Known as the gateway to Golden Oak, Orlando's most exclusive Disney-adjacent enclave, this community offers a rare combination of luxury, privacy, and everyday convenience just minutes from Walt Disney World Orlando. This 2,298-square-foot single-story residence features 4 bedrooms and 2.5 baths, designed with soaring 12-foot ceilings that create a bright, open, airy feel throughout. Rich engineered hardwood floors, upgraded cabinetry, and designer lighting fixtures run throughout the home, reflecting true pride of ownership and meticulous care. The open-concept layout is built for entertaining with room to comfortably host 16 guests and more without advance notice. Whether it's a holiday gathering or a weekend get-together, this floor plan flows effortlessly from room to room. The owner's suite is a true private sanctuary, featuring his-and-hers walk-in closets, a relaxing soaking tub and floor-to-ceiling tiled walk-in shower. The gourmet kitchen is equally impressive, showcasing a built-in pantry and a counter-depth, smudge-proof refrigerator creating a chef-inspired space that's as functional as it is beautiful. Living in Royal Cypress Preserve means enjoying five-star amenities without ever leaving the neighborhood. Residents enjoy the Zero-entry, resort-sized community pool, views of the nightly Disney fireworks, outdoor grilling and cooking areas, full-service clubhouse for entertaining, a state-of-the-art fitness center, private community dock with boat ramp access to the skiable South Lake, Dog park and playground. To top it off you have the peace of mind of 24-hour guard-gated security and included lawn maintenance. Zoned for A-rated schools, including Windermere High School, this home offers top-tier education alongside unbeatable connectivity. Quick, convenient access to I-4, the Florida Turnpike, and the 408 puts all of Orlando, from downtown to the theme parks to the airport, within easy reach. From the soaring ceilings, countless upgrades and hardwood floors to the resort-style amenities and unbeatable location near Golden Oak and Walt Disney World, 10692 Royal Cypress Way offers the rare blend of luxury, lifestyle, and location. Schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,298

Sqft

0.18 ac

Lot size

2

Garage

2018

Year built

One

Levels

$420

Per sqft

NegotiablePets allowed

Inside

FlooringCeramic Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Softener
InteriorBuilt-in Features · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$461/mo
Taxes (2025)$8,743/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Lake · Private Boat Ramp · Water Access · Clubhouse · Community Mailbox · Dog Park · Fitness Center · Gated Community - Guard · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Public · Sprinkler Recycled · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,919 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,207
PMI (est., until 20% equity)$362
Property tax — 2025 actual bill$729
HOA fee — from the listing$461
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $96,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $96,500
Interest rate6.00%
Loan term

Estimated payment

$6,919/mo

Principal & interest$5,207
PMI (est., until 20% equity)$362
Property taxes (actual bill)$729
HOA / condo fee$461
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $965K
$482KedgeAI estimate $558,577 · range $502K$642K$1.0M

vs edgeAI estimate

+72.8%

$/sqft vs Orlando actives

$420 vs $248

Days on market

25 vs 41 typical

Where $420/sqft sits among the 400 Orlando actives

118
124
87
31
10 · this home
30
$151–211$211–271$271–331$331–391$391–451$451+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 10692 ROYAL CYPRESS WAY

Drive times from this address

Walt Disney World13 min
Universal Orlando18 min
Downtown Orlando24 min
Orlando Int’l Airport (MCO)29 min
Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32836 — neighborhood snapshot

Population

24,648

Median age

39.3

Median income

$111,921

Median home value

$637,300

Avg household

2.72

Households w/ children

3,070

For the school run

Orange County School District

ElementaryCastleview Elementary★★★★★
MiddleHorizon West Middle★★★★
HighWindermere High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

174 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% above the ORLANDO 32836 median. See the full Orlando market guide →

Paper trail

This home's history

Jul 13, 2026Listed at $965,000 · 25 days on market since
2018Built · ROYAL CYPRESS PRESERVE-PH 4

Reality check

What actually sold near 10692 ROYAL CYPRESS WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10588 ROYAL CYPRESS WAYSold · Apr ’26

$1,125,000

10588 ROYAL CYPRESS WAY · same community

4 bd · 3 ba · 2,314 sqft · $486/sqft · 45 DOM

10594 ROYAL CYPRESS WAYSold · Jan ’26

$1,350,000

10594 ROYAL CYPRESS WAY · same community

5 bd · 4.5 ba · 4,178 sqft · $323/sqft · 116 DOM

9827 PECKY CYPRESS WAYSold · Feb ’26

$720,000

9827 PECKY CYPRESS WAY

3 bd · 2.5 ba · 2,285 sqft · $315/sqft · 52 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10692 ROYAL CYPRESS WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10692 ROYAL CYPRESS WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

10692 ROYAL CYPRESS WAY FAQs

What would the monthly payment be for 10692 ROYAL CYPRESS WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,919/mo — principal and interest, the actual property-tax bill, the $461/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10692 ROYAL CYPRESS WAY?+

The association fee works out to $461 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10692 ROYAL CYPRESS WAY?+

The most recent tax bill on record (2025) was $8,743. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10692 ROYAL CYPRESS WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $965,000, this home is listed about 147% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10692 ROYAL CYPRESS WAY?+

Castleview Elementary (elementary), Horizon West Middle (middle), Windermere High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DIAMOND REAL ESTATE GROUP · Tiphany Weeks. MLS #O6424516.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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