2203 GARDEN BELLE DRIVE, CLERMONT, FL, 34711
Active22 days on marketListed Jul 11, 2026MLS #O6424433
About this home
2203 GARDEN BELLE DRIVE
Welcome to this beautifully maintained 4-bedroom, 2-bath home in the highly desirable gated community of Waterbrooke in Clermont. Built in 2020, this spacious home offers an open-concept layout with abundant natural light, ceramic tile flooring throughout the main living areas, and a split-bedroom floor plan designed for comfort and privacy. The gourmet kitchen features granite countertops, stainless steel appliances, a large center island, and ample cabinet space, making it perfect for entertaining. The private primary suite offers a spacious walk-in closet and an en-suite bath with dual vanities and a walk-in shower. Enjoy relaxing on the covered lanai overlooking the backyard. Waterbrooke residents enjoy outstanding community amenities including a resort-style pool, fitness center, playground, and gated entrance. Conveniently located near Highway 50, Highway 27, the Florida Turnpike, shopping, dining, and top-rated attractions. This move-in-ready home is one you won't want to miss!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,007
Sqft
0.14 ac
Lot size
2
Garage
2020
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,946 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,946/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.5%
$/sqft vs Clermont actives
$249 vs $225
Days on market
22 vs 33 typical
Where $249/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34711 — neighborhood snapshot
Population
69,727
Median age
43.7
Median income
$88,474
Median home value
$369,900
Avg household
2.69
Households w/ children
7,374
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $450K
Clermont median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
205 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 2203 GARDEN BELLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$415,000
3744 QUAINT LANE
3 bd · 3 ba · 2,006 sqft · $207/sqft · 119 DOM
Sold · Jul ’26$370,000
2219 CAXTON
3 bd · 2 ba · 2,031 sqft · $182/sqft · 78 DOM
Sold · Jul ’26$350,000
2535 NEW CASTLE COURT
3 bd · 2 ba · 1,930 sqft · $181/sqft · 192 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2203 GARDEN BELLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2203 GARDEN BELLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2203 GARDEN BELLE DRIVE FAQs
What would the monthly payment be for 2203 GARDEN BELLE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,946/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2203 GARDEN BELLE DRIVE?+
The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2203 GARDEN BELLE DRIVE?+
The most recent tax bill on record (2025) was $5,977. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2203 GARDEN BELLE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $498,888, this home is listed about 7% above the Clermont median of $466,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2203 GARDEN BELLE DRIVE?+
East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE C SMITH REAL ESTATE GROUP LLC · Rick Coles. MLS #O6424433.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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