531 LAZIO CIRCLE, DEBARY, FL, 32713
Active12 days on marketListed Jul 11, 2026MLS #O6424381
About this home
531 LAZIO CIRCLE
Virtually Staged. Exceptional Living in Riviera Bella | DeBary, FL Welcome to this beautifully maintained smart home, built in 2022, located in the highly sought-after gated community of Riviera Bella-where lifestyle, comfort, and modern convenience come together. Situated on a premium lot with no rear neighbors, this property offers peaceful privacy and serene views, creating the perfect setting to relax and unwind. From the moment you arrive, you'll appreciate the enclosed front porch, adding charm and additional usable space, while the enclosed back porch provides the ideal spot for entertaining or enjoying Florida evenings. Step inside to discover an open and functional layout designed for modern living. The main level features a versatile flex room that can easily be enclosed to create a private office, formal dining room, or additional living space. A convenient half bathroom downstairs enhances everyday functionality. The heart of the home is the beautifully appointed kitchen, featuring granite countertops, stainless steel appliances, and a spacious walk-in pantry-perfect for both everyday living and entertaining. Upstairs, you'll find all bedrooms thoughtfully positioned for privacy, along with a dedicated laundry room for added convenience. The home includes two full bathrooms upstairs and offers abundant storage space throughout, ensuring everything has its place. This home is packed with valuable upgrades, including a Tesla charger, smart home features for added comfort and efficiency, and a French drainage system, providing peace of mind and long-term functionality. Located in a family-friendly community with A+ rated schools, Riviera Bella offers exceptional amenities, including Resort-style pool, Fitness center, Clubhouse, two playgrounds, splash pad and Private boat ramp with access to the St. Johns River Perfectly positioned just minutes from the SunRail station, I-4, shopping, dining, and everyday conveniences-this location makes commuting and lifestyle effortless. Modern. Private. Move-in Ready, HOA approval is required prior on signing lease. Minimum 12 months lease is required. No pets allowed at this moment.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,526
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St. Johns River Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
St. Johns River Estates — neighborhood snapshot
Population
480
Median age
46
Median income
$123,261
Median home value
$413,500
Avg household
3
Households w/ children
42%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $391K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 531 LAZIO CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 531 LAZIO CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
531 LAZIO CIRCLE FAQs
What would the monthly payment be for 531 LAZIO CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 531 LAZIO CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $2,800, this home is listed about 99% below the Debary median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 531 LAZIO CIRCLE?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of LPT REALTY, LLC · Stephanie Carvajal-Giraldo. MLS #O6424381.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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