3023 RIO GRANDE TRAIL UNIT 3023, KISSIMMEE, FL, 34741
Active33 days on marketListed Jul 11, 2026MLS #O6424380
About this home
3023 RIO GRANDE TRAIL UNIT 3023
Move-in-ready 3-bedroom, 2-bathroom ground-floor condo with 1,250 sq ft of single-level living. No stairs to climb, easy access for moving day, and your own washer and dryer inside the unit. Pets are welcome. Breed restrictions apply. The kitchen features quartz countertops, solid wood cabinets, stainless steel appliances, and a closet pantry. Porcelain tile runs through all main living areas with carpet in the bedrooms. The primary suite includes a walk-in closet and private en-suite bath, and two additional bedrooms work well for family, guests, or a home office. Central A/C and heat, ceiling fans, and walk-in storage complete the package. Residents enjoy the community pool and well-kept grounds at Villas at Shadow Bay, a quiet, established community in central Kissimmee. You are 10 minutes from The Loop with 40+ shops, restaurants, and a Regal cinema, a short drive to Walt Disney World and Lake Buena Vista, and about 25 minutes to Orlando International Airport.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,250
Sqft
0.05 ac
Lot size
1987
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$2 vs $209
Days on market
33 vs 55 typical
Where $2/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shadow Bay Villas
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Shadow Bay Villas — neighborhood snapshot
Population
1,939
Median age
34
Median income
$67,867
Median home value
$395,700
Avg household
3
Households w/ children
298
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
186 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the KISSIMMEE 34741 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3023 RIO GRANDE TRAIL UNIT 3023
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$255,000
3203 RIO GRANDE TRAIL · same community
3 bd · 2 ba · 1,375 sqft · $185/sqft · 112 DOM
Sold · Jan ’26$310,000
2342 VIRGINIA DRIVE
3 bd · 1 ba · 1,248 sqft · $248/sqft · 23 DOM
Sold · Oct ’25$150,000
2002 CASCADES BOULEVARD UNIT 201
3 bd · 2 ba · 1,235 sqft · $121/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3023 RIO GRANDE TRAIL UNIT 3023 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3023 RIO GRANDE TRAIL UNIT 3023 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3023 RIO GRANDE TRAIL UNIT 3023 FAQs
What would the monthly payment be for 3023 RIO GRANDE TRAIL UNIT 3023?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3023 RIO GRANDE TRAIL UNIT 3023?+
The listing reports pets: Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $1,900, this home is listed about 99% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3023 RIO GRANDE TRAIL UNIT 3023?+
Kissimmee Middle School (middle), Kissimmee Elementary School (elementary), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Natalie Casanova. MLS #O6424380.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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