David Ramirez
$340,0003 bd2 ba2,122 sqft$160 /sqft$2,497 /mo all-in ↓

10195 SW 132ND AVENUE, DUNNELLON, FL, 34432

Active24 days on marketListed Jul 11, 2026MLS #O6424374

Single Family ResidenceROLLING RANCH ESTATE

About this home

10195 SW 132ND AVENUE

Paved Road! NEW ROOF (2024), NEW CENTRAL AC (2024), NEW WELL (2024), NEW KITCHEN QUARTZ COUNTERS (2026), AND A TOTAL PRIMARY SUITE REMODEL! NO HOA / NO CDD! Highly sought after ROLLING RANCH ESTATE Every major component of this beautiful, non-cookie-cutter home is practically brand new, including all appliances (2023–2024), a new garage motor (5/2026), new soffits (2024), fresh exterior paint (2024), and a water softener (2022). Tucked away on nearly a half-acre lot, this spacious 3BD/2BA layout spans 2,122 sq ft of pristine living space. The beautiful primary en suite is a private oasis featuring wood-look tile, a custom-tiled shower, a standalone tub, a double quartz vanity, and two walk-in closets. The main living areas boast soaring double-high ceilings, skylights, and plant ledges in every room. The expansive kitchen features a pantry, island, and breakfast nook, all looking out to the formal living/dining areas, family room, and large screened lanai. Outdoors, enjoy an established vegetable garden with raised beds, or take a short walk to the gorgeous community park with paths, tennis, and pickleball courts. Furniture is negotiable. Owner/Agent.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,122

Sqft

0.42 ac

Lot size

2

Garage

1997

Year built

One

Levels

$160

Per sqft

Garden & Trees/Woods viewNegotiable

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Skylight(s) · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewGarden · Trees/Woods
FacesWest
ParkingDriveway · Garage Door Opener · Oversized
ExteriorFrench Doors

Community & fees

Taxes (2025)$2,219/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Fiber Optics · Street Lights · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,497 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$185
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,900
Interest rate6.00%
Loan term

Estimated payment

$2,497/mo

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$185
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$280KedgeAI estimate $376,805 · range $291K$465K$484K

vs edgeAI estimate

−9.8%

$/sqft vs ROLLING RANCH ESTATE

$160 vs $187

Days on market

24 vs 40 typical

Where $160/sqft sits among the 14 homes for sale in ROLLING RANCH ESTATE

1
1
0
2 · this home
4
6
$105–122$122–138$138–155$155–172$172–188$188+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 10195 SW 132ND AVENUE

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34432 — neighborhood snapshot

Population

13,197

Median age

56

Median income

$47,711

Median home value

$223,900

Avg household

2.27

Households w/ children

858

For the school run

Marion County School District

ElementaryDunnellon Elementary School★★★★★
HighDunnellon High School★★★★★
MiddleDunnellon Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$265K$280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

5 of 14

ROLLING RANCH ESTATE have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% above the DUNNELLON 34432 median. See the full Dunnellon market guide →

Paper trail

This home's history

Jul 11, 2026Listed at $340,000 · 24 days on market since
1997Built · ROLLING RANCH ESTATE

Reality check

What actually sold near 10195 SW 132ND AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10470 SW 139TH COURTSold · Apr ’26

$290,000

10470 SW 139TH COURT · same community

3 bd · 2 ba · 1,593 sqft · $182/sqft · 29 DOM

13750 SW 113TH LANESold · Jun ’26

$259,000

13750 SW 113TH LANE · same community

3 bd · 2 ba · 1,576 sqft · $164/sqft · 105 DOM

13188 SW 103RD STREETSold · Feb ’26

$269,900

13188 SW 103RD STREET · same community

3 bd · 2 ba · 1,576 sqft · $171/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10195 SW 132ND AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10195 SW 132ND AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

10195 SW 132ND AVENUE FAQs

What would the monthly payment be for 10195 SW 132ND AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,497/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10195 SW 132ND AVENUE?+

The most recent tax bill on record (2025) was $2,219. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunnellon?+

At $340,000, this home is listed about 13% above the Dunnellon median of $299,990. The market section on this page shows how the area is trending.

Which schools are assigned to 10195 SW 132ND AVENUE?+

Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of UNITED REALTY GROUP INC. · Sandy Medina. MLS #O6424374.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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