David Ramirez
$465,0004 bd3.5 ba2,725 sqft$171 /sqft$3,595 /mo all-in ↓

1481 KEMPAS ROAD, MOUNT DORA, FL, 32757

Active12 days on marketListed Jul 11, 2026MLS #O6424312

Single Family ResidenceTIMBERWALKPH 1

About this home

1481 KEMPAS ROAD

**SELLERS OFFERING A BUYER CREDIT WITH ACCEPTABLE OFFER IN JULY** Welcome to 1481 Kempas Dr, a beautifully upgraded 4-bedroom, 3.5-bath home in Mount Dora offering 2,725 sq ft of thoughtfully designed living space, and only 3 years young. This one checks every box: a flexible multi-generational suite, an open-concept floor plan, high-end finishes throughout, and a private backyard with no rear neighbors. The show-stopping multi-generational suite is a rare find, complete with a private living area, bedroom, a full bathroom and space for a full-size refrigerator with the flexibility to add a kitchenette. This suite is perfect for in-laws, adult children, guests, or a private income-producing suite. It's the kind of space today's buyers are actively searching for and struggling to find. Inside the main living area, an open-concept living and dining room creates a bright, functional layout ideal for both everyday living and entertaining. The kitchen is outfitted with granite countertops, stainless steel appliances, and upgraded lighting fixtures that elevate every room. The primary suite offers a private retreat with custom-built closets, giving you designer-level organization right out of the gate. Step outside to your screened-in back patio, where you can relax year-round without the bugs while overlooking the fully fenced backyard with no rear neighbors for added privacy. Whether it's morning coffee or evening wind-down, this outdoor space feels like a true extension of the home. Beyond the home itself, the community offers resort-style amenities including a sparkling community pool, playground, scenic nature walking trails, and an outdoor workout park giving you resort-style living and an active, outdoor lifestyle just steps from your door. The location is just as impressive as the home itself. With quick access to both the 429 and 441, you're only about 30 minutes from Downtown Orlando, Windermere, Dr. Phillips, and Winter Garden, and an easy 40-minute drive to Orlando International Airport which offers the perfect balance of small-town Mount Dora charm with unbeatable connectivity to Central Florida's best dining, shopping, and entertainment. With a functional floor plan, modern upgrades, resort-style community amenities, and an unbeatable location in charming Mount Dora which known for its lakefront charm, boutique shopping, and small-town character. This home offers the space, flexibility, and finishes today's buyers are looking for.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,725

Sqft

0.16 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$171

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesBuilt-In Oven · Dishwasher · Disposal
InteriorBuilt-in Features · Living Room/Dining Room Combo · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNortheast
ExteriorIrrigation System

Community & fees

HOA fee$103/mo
Taxes (2025)$4,670/yr
PetsYes
CommunityDeed Restrictions · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,595 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2025 actual bill$389
HOA fee — from the listing$103
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,275
Interest rate6.00%
Loan term

Estimated payment

$3,595/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property taxes (actual bill)$389
HOA / condo fee$103
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $465K
$446KedgeAI estimate $496,090 · range $492K$498K$518K

vs edgeAI estimate

−6.3%

Days on market

12 vs 50 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mount Dora

Map of 1481 KEMPAS ROAD

Drive times from this address

Downtown Orlando35 min
Universal Orlando39 min
Walt Disney World45 min
Orlando Int’l Airport (MCO)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

MOUNT DORA 32757 — neighborhood snapshot

Population

32,712

Median age

45.8

Median income

$73,327

Median home value

$325,800

Avg household

2.47

Households w/ children

3,279

For the school run

Orange County School District

ElementaryZellwood Elementary★★★★★
MiddleWolf Lake Middle★★★★★
HighApopka High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

Jul 11, 2026Listed at $465,000 · 12 days on market since
2023Built · TIMBERWALKPH 1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1481 KEMPAS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1481 KEMPAS ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1481 KEMPAS ROAD FAQs

What would the monthly payment be for 1481 KEMPAS ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,595/mo — principal and interest, the actual property-tax bill, the $103/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1481 KEMPAS ROAD?+

The association fee works out to $103 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1481 KEMPAS ROAD?+

The most recent tax bill on record (2025) was $4,670. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1481 KEMPAS ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $465,000, this home is listed about 1% below the Mount Dora median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1481 KEMPAS ROAD?+

Zellwood Elementary (elementary), Wolf Lake Middle (middle), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DIAMOND REAL ESTATE GROUP · Tiphany Weeks. MLS #O6424312.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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