169 PINE TREE DRIVE, DEBARY, FL, 32713
Active10 days on marketListed Jul 10, 2026MLS #O6424232
About this home
169 PINE TREE DRIVE
Welcome to this charming home offering comfort, functionality, and endless possibilities as it is part of a private waterfront gated community has access to the scenic St. Johns River with a private boat ramp, marina, fishing dock, and boat slips. This well-maintained property features a bright and inviting layout with spacious living areas designed for everyday living and entertaining. In addition to the 2 bedrooms, you'll find a versatile third room that can easily be used as a home office, nursery, playroom, hobby space, or guest room, giving you the flexibility to fit your lifestyle. Enjoy a welcoming remodeled kitchen with ample cabinet and counter space, comfortable bedrooms, and a backyard perfect for relaxing or entertaining. The roof and windows where replaced in 2024, AC air handler in 2025. The community has a parking lot for RVs, Boats and all of your oversize toys: this has an additional cost depending on usage. Conveniently located near shopping, dining, parks, schools, and major highways, a Sunrail main station, this home offers the perfect balance of tranquility and accessibility. Don't miss this opportunity to make this beautiful DeBary home yours—schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,454
Sqft
0.1 ac
Lot size
1989
Year built
One
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,634 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,634/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs LEISURE WORLD PARK
$124 vs $191
Days on market
10 vs 31 typical
Where $124/sqft sits among the 7 homes for sale in LEISURE WORLD PARK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Debary
Drive times from this address
Get to know Debary. See the full Debary guide →
DEBARY 32713 — neighborhood snapshot
Population
22,639
Median age
46.6
Median income
$87,354
Median home value
$306,800
Avg household
2.38
Households w/ children
2,294
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $391K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
2 of 7
LEISURE WORLD PARK have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 169 PINE TREE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$75,000
106 CYPRESS DRIVE · same community
3 bd · 2 ba · 1,344 sqft · $56/sqft · 2 DOM
Sold · May ’26$148,000
138 MAPLE DRIVE · same community
3 bd · 2 ba · 1,320 sqft · $112/sqft · 308 DOM
Sold · Sep ’25$136,000
121 MAPLE DRIVE · same community
2 bd · 2 ba · 1,292 sqft · $105/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 169 PINE TREE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 169 PINE TREE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
169 PINE TREE DRIVE FAQs
What would the monthly payment be for 169 PINE TREE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,634/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 169 PINE TREE DRIVE?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 169 PINE TREE DRIVE?+
The most recent tax bill on record (2025) was $3,234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 169 PINE TREE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $180,000, this home is listed about 54% below the Debary median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 169 PINE TREE DRIVE?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Monica Cuervo. MLS #O6424232.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Debary homes, in your inbox
Like 169 PINE TREE DRIVE but not quite? A daily digest of every new listing in Debary — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →